Life Settlements


Looking for a way to supplement your income, pay for unexpected expenses, or plan for your retirement? Consider a life settlement! A life settlement is a financial transaction where you sell your existing life insurance policy to a third party for a one-time cash payment. In exchange, the purchaser becomes the policy’s beneficiary and assumes payment of its premiums. By doing so, they receive the death benefit when the insured dies.

Contact Us To See If A Life Settlement Is Right For You.

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    Why choose a Life Settlement?

    Well, there are many reasons why people choose to sell their life insurance policies through life settlements. If you’re an older person who needs money for retirement but haven’t been able to save up enough, a life settlement can help supplement your income with a largely tax-free payout. Life settlements are also a great option for people who can no longer afford their premiums but don’t want their policy to lapse. Additionally, life settlements can be used in cases of emergencies, such as the death or illness of a family member, or when an individual no longer needs their policy for their dependents.

    How does a Life Settlement work?

    When an insured party can no longer afford their insurance, they can sell it for a certain amount of cash to an investor—usually an institutional investor. The insured person receives a cash payment in exchange for the policy—more than the surrender value, but less than the policy’s prescribed payout at death. By selling it, the insured person transfers ownership of the policy to the investor. The investor who takes over the policy becomes responsible for everything related to the policy including premium payments along with the death benefit. So, once the insured party dies, the new owner—who becomes the beneficiary after the transfer—receives the payout.

    With our team of experts and years of experience, we’re the best in the business. Our commitment to helping you get the highest possible payout for your life insurance policy is unmatched, and we’re always available to answer any questions you may have. Our team of experts is dedicated to helping you find the best deal for your life insurance policy. We work hard to ensure that you receive the highest possible payout for your policy, and we are always available to answer any questions you may have.