Portrait of happy parents and kids lying on a rug
Life insurance isn’t just for after you’re gone; it can support you while you’re still living. When most people hear “life insurance,” they immediately think of a payout after death. But the right life insurance type can offer more than just a death benefit; it can help you build savings, […]

The Best Type of Life Insurance Based on Your Needs

A happy young family outdoors, representing the long-term security and legacy protection offered by indexed universal life (IUL) insurance.
When it comes to life insurance, there are many options to choose from—each with its benefits and trade-offs. One type that has gained attention in recent years is Indexed Universal Life (IUL) insurance. This permanent life insurance policy offers both a death benefit and a cash value component tied to stock […]

What is Indexed Universal Life (IUL) Insurance and Why Does ...

A woman, her senior mother, and her daughter sit together in the park for a photograph.
Life insurance and final expense planning are essential components of a sound financial strategy. These tools offer peace of mind, financial stability, and a sense of security for loved ones during some of life’s most difficult moments. Despite their importance, many people delay purchasing coverage, often underestimating the true costs […]

The Importance of Life Insurance and Final Expense Planning

When it comes to protecting your family, there is nothing that does the trick better than the right insurance. Two of those key protections are health and life insurance. Although they both serve different purposes, health and life insurance work together to cover all bases concerning life’s uncertainties. While health […]

How Health Insurance and Life Insurance Work Together to Protect ...

life insurance annuity couple putting coin in piggy bank thumbnail image
A life insurance annuity is a great way to build up your investments for the future for both you and your family, but how do you get one? In this article, we will discuss how! How to Get a Life Insurance Annuity The first thing you need is a large […]

Life Insurance Annuity: How to Get One?

mother with her children
When shopping for life insurance, one of the first decisions you will face is whether to choose term life or whole life insurance. Both provide financial protection for your loved ones, but they work in very different ways. Understanding the key differences can help you make a decision that aligns […]

Key Differences Between Term Insurance And Whole Life Insurance

“Insurance, how much?” When people ask such a question, they are often surprised by the answer—because life insurance, especially if you are young and healthy, is typically cheaper than your daily coffee or monthly streaming subscriptions. Many skip life insurance because they assume it is expensive, confusing, or something they […]

Insurance, How Much? It Might Be Less Than You Think

Couple happy with their life policy quote on beach at sunset.
Did you know that waiting just one year to get a life insurance quote could cost you hundreds more in premiums? Or that a minor health change—like a high cholesterol diagnosis—could raise your rates? Life insurance is one of those things people often put off, thinking they will get to it later. But […]

What Is The Best Time To Get A Life Policy ...

A family of three plays together at home.
So, what is an insured life annuity? It is a financial product designed to provide retirees with a steady income while ensuring their estate remains preserved for beneficiaries. This investment strategy combines a life annuity with a life insurance policy, creating a balanced approach to wealth management and retirement planning. […]

What Is an Insured Life Annuity?

A growing concern with the aging population and their families is how they might be able to afford long-term care should they ever need it. It’s a justified worry as long-term care costs in the United States in 2021 were between $35,000 and $108,000. Of course, this depends on the length […]

How Life Insurance Can Help Cover Long-Term Care Costs