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an elderly couple looking at each other endearingly. — Discussing with your parents what you do when they pass is never a fun conversation, but it is critical to have that talk. Do you know what you are supposed to do with their assets? Who gets the house? How do you transfer ownership? Are you aware of the last […]

Are You Prepared For Your Parent’s Passing?

January 3, 2024 in life tagged #assets / #parents / #pass / #passing / #powerofattorney / life / will by Vohny Figueroa

As we turn a leaf into the new year, here are some Long Term Care reminders and how the product works. People who have Long Term Care policies can file a claim if a medical professional deems that the insured cannot perform two of the six daily living activities at […]

Long Term Care Reminders

January 14, 2021 in life tagged benefits / health / life / long term care / over 65 by Jeffrey Cooperstein

Teaching financial literacy for children is an invaluable tool that parents can give to their children at a very young age. It is never too early to learn about the importance of money, and thanks to Mac Gardner, there is a book that will help you with the process. The […]

Financial Literacy for Children

October 14, 2020 in life tagged children / financial / life / literacy / money by Jeffrey Cooperstein

California Governor Gavin Newsom signed an executive order banning the sale of gasoline and diesel-powered cars by 2035 as the rise of electric cars continues. In an effort to reduce the earth’s carbon footprint, Newsom’s hope is that California can be the first of many states to move away from […]

Rise of electric cars

September 30, 2020 in Health tagged air / cars / electric / emissions / life by Jeffrey Cooperstein

agent during COVID-19 — The pandemic has significantly reduced the amount of in-person interaction all of us are having with our family and friends. That has even further cut down on the interaction that we have with people providing products and services like insurance agents. Even though this is the case with the COVID-19 […]

Consulting An Agent During COVID-19

September 27, 2020 in Health / life / Medicare tagged agents / COVID-19 / internet / life / life insurance agents / online / online research / pandemic / video confrence / video consulting by Jenny McCann

insurance policies for children and grandchildren — Mutual of Omaha recently implemented a new policy allowing more flexibility when purchasing insurance policies for children and grandchildren. Grandparents can now purchase coverage for their grandchildren without the consent of the parent or the child. This policy also pays out a benefit upon the death of the insured to […]

Mutual of Omaha Grandparents Perk

September 1, 2020 in life tagged accumulate cash value life insurance / chidlren / death benefit / grandparents / Insurance / life by Jeffrey Cooperstein

The main source of retirement income for Americans is via use of a 401(k). However, there is another option that should be considered when stashing your cash for retirement. An indexed universal life insurance plan (IUL for short) is a life insurance policy that can help maintain and grow […]

Using Indexed Universal Life Insurance to Maintain and Grow Wealth

August 17, 2020 in life tagged financial / Insurance / life / Retirement by Jeffrey Cooperstein

According to a recent report from Hartford Financial Services Group COVID-19 might have caused an increase in U.S. life claims – $2 billion, in fact. Hartford alone has already incurred around $38 million in outbreak-related group benefits claims. Hartford stated that group benefit losses “relate mostly to group life claims.” […]

Increase In U.S. Life Claims Due To COVID-19

July 24, 2020 in life tagged all-cause death rate / COVID-19 / Increase In U.S. Life Insurance claims / life / life insurance / Life Insurance claims by Jadon Sennet

What is Single Premium Life Insurance? What is Single-Premium Life Insurance? According to Investopedia, this type of insurance charges the policyholder a single up-front premium payment to fully fund the policy. Single-Premium Life (SPL) Insurance can be a good option for those who want to pay a lump sum and […]

What is Single Premium Life Insurance?

March 26, 2020 in life tagged affordable whole life insurance / How is this policy beneficial? / How much does a single premium policy cost? / life / life insurance / premium / riders / single premium / Universal life / What is Single Premium Life Insurance? / Whole life by Jenny McCann

What is Guaranteed Issue Life Insurance? Guaranteed issue Life Insurance is defined as “Guaranteed issue life insurance (or guaranteed acceptance life insurance) is a life insurance policy with no health qualifications.” states Investopedia. These policies are usually faced towards the elderly, or those with serious medical issues, including those with […]

What is Guaranteed Issue Life Insurance?

March 25, 2020 in life tagged Can anyone get Guaranteed issue Life Insurance? / guaranteed issue / Guaranteed Issue Life Insurance / Insurance / Is there a limit on how much insurance you can take out? / life / life insurace / life insurance / Premiums are significantly more expensive. / What is Guaranteed Issue Life Insurance? by Jenny McCann