life




agent during COVID-19
The pandemic has significantly reduced the amount of in-person interaction all of us are having with our family and friends. That has even further cut down on the interaction that we have with people providing products and services like insurance agents. Even though this is the case with the COVID-19 […]

Consulting An Agent During COVID-19



insurance policies for children and grandchildren
Mutual of Omaha recently implemented a new policy allowing more flexibility when purchasing insurance policies for children and grandchildren. Grandparents can now purchase coverage for their grandchildren without the consent of the parent or the child. This policy also pays out a benefit upon the death of the insured to […]

Mutual of Omaha Grandparents Perk



According to a recent report from Hartford Financial Services Group COVID-19 might have caused an increase in U.S. life claims – $2 billion, in fact. Hartford alone has already incurred around $38 million in outbreak-related group benefits claims. Hartford stated that group benefit losses “relate mostly to group life claims.” […]

Increase In U.S. Life Claims Due To COVID-19



What is Single Premium Life Insurance? What is Single-Premium Life Insurance? According to Investopedia, this type of insurance charges the policyholder a single up-front premium payment to fully fund the policy. ¬†Single-Premium Life (SPL) Insurance can be a good option for those who want to pay a lump sum and […]

What is Single Premium Life Insurance?


What is Guaranteed Issue Life Insurance? Guaranteed issue Life Insurance is defined as “Guaranteed issue life insurance (or guaranteed acceptance life insurance) is a life insurance policy with no health qualifications.” states Investopedia. These policies are usually faced towards the elderly, or those with serious medical issues, including those with […]

What is Guaranteed Issue Life Insurance?


Can you Add More Insurance to a Whole Life Policy without going through underwriting? There are a few reasons you may be interested in doing something like this. Let’s say you got the policy when you were 21. It’s a Whole Life Insurance Policy, and you recently started a family. […]

Can you Add More Insurance to a Whole Life Policy?



What Should You Do If You Can’t find your Loved One’s Life Policy? This is a scenario many people face daily. They know their parents have a Life insurance policy but they are not sure where the information is. Let’s say your mother, or father passes away unexpectedly. You think […]

What Should You Do If You Can’t find your Loved ...