what is long term care insurance


An elderly couple is photographed in an exercise room.
Long-term Care Awareness Long-term Care (LTC) Awareness Month takes place in November. Many Americans are unaware of long-term care insurance policies. Carroll Golden, the executive director of the National Association of Insurance and Financial Advisors (NAIFA) Limited and Extended Care Planning Center, recently presented statistics displaying how many people are […]

Long-term Care Awareness


Below is a long-term care insurance FAQ list that may help you understand the basics of LTC coverage.  
Insurance can be confusing and overwhelming, especially if you’re considering policies that will protect you or your loved ones should something happen to you. It can be tough to discuss final expenses or costs your family will need to take on should you pass away. It can be even more […]

Basics of LTC Coverage FAQ


Long-term care insurance helps protect an individual’s assets by providing extra financial coverage in case they ever need assistance in completing their daily activities.
In a report from 2017, AARP revealed that approximately half of Americans over age 64 will need long-term care of some sort within their lifetimes. Although both health insurance and Medicare provide coverage for some long-term care-related costs, there is often a large expense left for the beneficiary to cover. […]

Do I Need Long-Term Care Insurance?