A person engages in a high-risk hobby, scuba diving, and photographs a tortoise.
Did you know that your hobbies can impact your ability to get life insurance or disability coverage? Some adventurous activities, enjoyed by many people, can lighten your wallet when you pay premiums. When you apply for life insurance, you go through an underwriting process to determine if you are a […]

High-Risk Hobbies and Life Insurance

image of numerous christmas presents
Holiday Spending Adds Up The holiday season is a time of joy, celebration, and giving. It’s that magical period of the year where families gather, friends reunite, and gifts are exchanged. However, the festive cheer can sometimes lead to overspending, financial stress, and post-holiday budget blues. This dilemma is where […]

The Art of Holiday Budgeting: Saving with Style

In the grand scheme of life, your twenties are a fascinating and pivotal decade. It’s a time of self-discovery, adventure, and, of course, learning valuable life lessons. One of the most critical lessons you’ll encounter during this period is mastering the art of financial management. It might not sound as […]

Financial Journey in Your 20s: A Roadmap to Success

Young Man Thumbs Up College Graduate
Did you know that the current outstanding balance on student loan debt is $1.78 trillion? That’s approximately one out of five adults who have student loan debt. The average balance for graduates stood at about $58,238. We were all told we needed to go to college to get a good […]

Do You Have Student Loans?

A woman works at her computer as it emits blue light.
In the 21st century, many occupations require computer or laptop usage. Therefore, many people look at a computer or digital screen for long periods. Medical professionals note that looking at a digital screen for an extended time can cause headaches or eye strain due to the artificial blue light emitting from electronic […]

Do Blue-Light-Blocking Glasses Work?

Many people have been feeling the strain of our current economy on their living expenses. While there are things that we can easily put on pause while things get better, such as getting our nails done or buying expensive clothing, there are other things we may not be able to […]

Save Money on Groceries With Ease

women hugging and trying forgiveness
Have you ever felt the weight of a lingering grudge or unresolved hurt? You’re not alone. Many of us carry these burdens, often unaware of their profound impact on our emotional health. This article delves deep into the realm of forgiveness, highlighting its significance and offering a gentle roadmap for […]

What Is Forgiveness and Why Is It Important for Emotional ...

Credit card debt does not have to be the end of the world.
Recently, the U.S. has witnessed an astronomical rise in credit card debt, reaching a staggering $1.031 trillion. While this figure may seem intimidating, there is genuine hope and possibility for individuals who plan to reduce credit card debt and bring financial freedom within reach. The current credit card debt scenario is […]

The Optimistic Path to Reducing Credit Card Debt

Man taking photos at dusk
Have you ever wished you could travel back in time and relive a great moment? Such as holding your newborn baby, seeing a friend or family member again, or even seeing your first car again? What if I told you you could? The saying is true: a picture is worth […]

Take Plenty Of Pictures