an elderly couple looking at each other endearingly.
Discussing with your parents what you do when they pass is never a fun conversation, but it is critical to have that talk. Do you know what you are supposed to do with their assets? Who gets the house? How do you transfer ownership? Are you aware of the last […]

Are You Prepared For Your Parent’s Passing?

State flags decoratively fly beside each other in front of Mount Rushmore.
You probably know your home state flag, or at least you would recognize it if you saw it. If you live anywhere in the nation long enough, you will see a state flag regularly outside schools, post offices, and other places around town. An intriguing history remains behind many state […]

5 Fascinating State Flags

Pen sits by yearly planner on white surface.
As the New Year approaches, it is the perfect time to reflect on our financial habits and set new goals. Among the resolutions commonly made, establishing a budget stands out as a crucial step toward achieving financial stability and freedom. Setting up a budget is not just a resolution. It is a […]

New Year’s Budget: Simple Steps For Big Savings

Minimalism isn’t just about having fewer things; it’s a philosophy that encourages us to find freedom and fulfillment beyond material possessions. In today’s fast-paced world, minimalism offers a way to declutter not just our homes but also our minds and lives. This approach is not about depriving ourselves but about […]

Minimalism Made Easy: A Beginner’s Guide to Simplifying Your Life

Woman Sleeping while grinding her teeth
Do you wake up with a tight jaw or even a sore mouth? Do you find yourself with crazy headaches and a lack of restful sleep? What if I told you that you may be grinding your teeth while you sleep? As strange as it may seem, it affects many […]

Do You Experience Teeth Grinding?

A person engages in a high-risk hobby, scuba diving, and photographs a tortoise.
Did you know that your hobbies can impact your ability to get life insurance or disability coverage? Some adventurous activities, enjoyed by many people, can lighten your wallet when you pay premiums. When you apply for life insurance, you go through an underwriting process to determine if you are a […]

High-Risk Hobbies and Life Insurance

image of numerous christmas presents
Holiday Spending Adds Up The holiday season is a time of joy, celebration, and giving. It’s that magical period of the year where families gather, friends reunite, and gifts are exchanged. However, the festive cheer can sometimes lead to overspending, financial stress, and post-holiday budget blues. This dilemma is where […]

The Art of Holiday Budgeting: Saving with Style

In the grand scheme of life, your twenties are a fascinating and pivotal decade. It’s a time of self-discovery, adventure, and, of course, learning valuable life lessons. One of the most critical lessons you’ll encounter during this period is mastering the art of financial management. It might not sound as […]

Financial Journey in Your 20s: A Roadmap to Success

Young Man Thumbs Up College Graduate
Did you know that the current outstanding balance on student loan debt is $1.78 trillion? That’s approximately one out of five adults who have student loan debt. The average balance for graduates stood at about $58,238. We were all told we needed to go to college to get a good […]

Do You Have Student Loans?