Life insurance can get expensive. That’s why it’s always important to budget for it. The Importance of Budgeting A budget can seem lame, boring, and time-consuming. However, budgeting is one of the most important skills you can ever learn. Learning to have a strong financial future is the best way […]

The Importance of a Budget

Having an insurance policy these days is crucial. Family Budget: What do you do with Money and Why? In a previous article, we broke down the monthly budget for a single person in a one-bedroom apartment. In this post, let’s look at a family budget. We are examining a family’s […]

Family Budget Examples : What do you do with Money ...

Many people don’t know that life insurance can help you budget. Let’s see ways it can help you. Budget Examples and Considerations Before we look at some budget examples, let’s talk about money. These days, it seems that all we want to do is to spend money. But where does […]

Budget Examples and Considerations – For Individuals

Many people do not know that life insurance is a great way to lower your debt-to-income ratio. Let us take a look as to why that is. What is the debt-to-income ratio? What is the debt-to-income ratio? Debt to Income Ratio is the ratio that defines your net worth. Net […]

What is Debt-to-Income Ratio?

life insurance
Why do we need life insurance? Life Insurance Why do we need life insurance in the first place? Changing lifestyles have brought in new requirements and necessities. Do you have anyone dependent on your income? What if your income stops out of nowhere? Does your dependent have another source of […]

Why do we need life insurance?

Many people don’t realize that life insurance has many more purposes than you think. Let’s take a look at the student loan problem. How can I pay down my student loans? Student loans can be extreme, especially when college costs exist at an all-time high. More and more Americans are […]

How can I pay down my Student Loans?

401(k) Plan Contribution Deadline
When should I start saving for retirement? We hear this question often. The simple answer is to start saving as early as possible. The sooner, the better. Here’s an example for illustration purposes. Let’s say the plan you and your agent set up calls for you to accumulate a certain […]

When should I start saving for Retirement?

What kind of Exams do I Need to Qualify for Life Insurance? Getting life insurance can be simple, or it can be a complicated process. Part of that process is getting a physical exam done. Most life Insurance companies require you to undergo some type of physical exam to complete […]

What Physical Exam Do I Need to Qualify for Life ...

Life Insurance
According to an investigation by the Wall Street Journal, Google has collected the personal health data of millions of life insurance owners – in partnership with Ascension, one of the country’s largest healthcare systems. Who is Ascension? Ascension Health is a faith-based non-profit healthcare organization. They have over 2,600 clinics […]

Google Collecting Life Insurance Data Without Consent

Christmas traditions
My Christmas traditions back home in India I have always been very keen when it came to Christmas. Religiously my family does not celebrate Christmas, so I have not had the regular traditions as everyone else. However, my family and I love to do something anyway. In India, we have […]

My Christmas traditions back home in India