Naturally, no one wants to spend more money than they have to. As a result, people opt for cheaper life insurance plans. However, Criss Crombie, Life and Financial expert at Empower Brokerage suggests people consider some key factors while shopping for a life insurance policy before choosing the cheapest policy. […]

How Different Types of Life Insurance Affect Costs

Death is not something people like to think about, especially when we’re young. It seems so distant. Many people have the “It can never happen to me” mentality. But what if an accident happened unexpectedly? How long would your spouse be able to pay the mortgage on one income? Would […]

Reasons to Buy Life Insurance Before You Hit 30

While applying for life insurance, health factors into the process significantly. As such, it’s possible that a recent history of major medical issues may prevent consumers from getting life insurance. However, most severe health conditions have a look-back period of 2-5 years. In other words, consumers can still qualify despite […]

Pre-existing Medical Conditions Can Prevent You from Getting Life Insurance

Worried your smoking habit may hinder your ability to qualify for life insurance? Criss Crombie, Life and Financial expert at Empower Brokerage, hears these questions often. Watch the video below to find out if smokers qualify for life insurance! Q: Can smokers get life insurance? A: It depends! It depends on what […]

Do Smokers Qualify for Life Insurance?

A question frequently asked is, “Can a life insurance policy expire?” In some cases, yes. To explain, Criss Crombie, the Life and Financial expert, stresses the importance and need to review your life insurance policy regularly. Check out his video below to learn more! Know about the Different Types of […]

Reasons Why You Should Review Your Life Insurance Policy Today!

Many consumers shopping for life insurance want to know if the monthly premium is tax-deductible. However, there is not a straight-forward answer that encompasses all situations. For instance, some people get their life insurance through their employer, whereas some get it individually. The answer varies for both circumstances. Watch the […]

Are Life Insurance Premiums Tax-Deductible?

What is the definition of long-term care? Long-term care is an umbrella term for support-based services intended to help individuals with certain impairments function normally and healthily in their homes and communities. You qualify for long-term care if you have trouble managing one of the following six essentials on your […]

Long-Term Care and You

4 Reasons,  1 Goal No one wants to leave their family unprepared. That’s where life insurance comes in. Getting life insurance today can protect your family’s financial future, especially if you are no longer around to support them financially. We will explore four significant factors life insurance policyholders often consider when making this critical […]

Four Reasons to Get a Life Insurance Policy Today!

  Since one’s health and life connect inextricably, many are worried that their health (or previous health incidents/conditions) will disqualify them from getting life insurance. Many would prefer to avoid the medical exam that accompanies the application process altogether. In the video below, Criss Crombie, the life and financial expert, […]

Do Life Insurance Companies Require Medical Exams?

Though there are many reasons why life insurance is a good investment, one of the most attractive qualities is that life insurance is tax-free! Therefore, when the policy is finally used, whether as a death benefit or as income replacement later in life, your life insurance payout cannot be taxed! […]

Life Insurance Equals Tax-Free Money for the Future