Locate the Life Insurance Policy Unfortunately, it’s common for individuals to pass away with a life insurance policy their loved ones knew nothing about. And sometimes, the policyholder will forget the life insurance exists if they paid it off long before passing away.  When that life insurance money goes unclaimed, it […]

Finding a Loved One’s Policy

When depositors run for their money from the banks, a bank failure is often inevitable.
As we go about our daily lives, we often take for granted the stability of our banking system. However, throughout history, there have been instances where banks have failed, leading to devastating consequences for individuals, businesses, and entire economies. In this article, we’ll explore what a bank failure is, why […]

What is a Bank Failure?

Two people sit and watch television.
Turning off the Television In the modern world, television is a part of daily living for many people. From youth to adulthood, television was and is present. Do we need it? Has it benefited our lives? How has television impacted children? Watching TV can be informative, educational, and entertaining, but […]

Turning off the Television

Series I bonds can be a helpful investment instrument.
Bonds are debt securities that allow investors to loan money to an entity (such as a corporation or government) for a set period. Your grandparents or relatives may have given you one and thought, “Well, I would have just preferred cash!” In all fairness, this would be a much better […]

Bonds, Bonds, Bonds

Ripe apples are hanging on multiple tree branches.
When was the last time you bit into a crunchy, juicy, sweet apple? You might want to consider doing so daily. Is it truly healthy to eat an apple each day? Apples make a great addition to your daily diet as they are one of the healthiest foods you can […]

Apples Each Day

Virtual reality man with symbol neurons in brain concept for the insurance industry's future.
The Insurance Industry in 2030 The insurance industry has constantly been evolving from its beginnings as a means for merchants to protect their cargo to its current form as a vast industry covering a broad range of risks. As we move toward 2030, the insurance industry’s future will exhibit even more significant changes. […]

Insurance Industry’s Future

The differences between a Roth IRA and a traditional IRA are numerous.
If you’re saving for retirement, you’ve probably heard of both a Roth IRA and a traditional IRA. As everyday costs continue to rise and interest rates continue to increase, a traditional savings account or the picturesque piggy bank may not always be the best way to reach your financial goals. […]

Roth IRA vs Traditional IRA

Family members are seen eating a meal together.
Younger people do not necessarily consider buying life insurance. It’s not something you usually think about when you are in your early 20s and starting a full-time job right out of college. What age should you buy life insurance? Are there benefits to purchasing a policy at a younger age? […]

When do I buy life insurance?

Choir members are photographed singing.
Singing Improves Health Do you enjoy singing when you are cooking in the kitchen? Do you frequently sing along to the radio when driving in your car? Do you sing in a choir or with family at home? If you answered yes, your singing might be improving your health. Singing […]

Singing Improves Health

An annuity is an alternative to saving money.
In the wake of the financial crisis of 2008 and the global pandemic that has cut down our 401ks, the safety of an income stream that will guarantee payments look more and more attractive every day and the benefits of an annuity are hard to ignore. The term annuity refers to an […]

Benefits Of An Annuity