Three Resources That Everyone Needs When Shopping for Life Insurance
Shopping can be overwhelming whether you’re looking for the perfect pair of shoes, your next signature fragrance, or the life insurance plan to protect your family’s future in your absence. Searching for life insurance is especially tricky when you’re doing it alone, and you’ll likely have more questions than answers.
That’s why it is good there is an abundance of resources available to help you get the answers you need. Websites such as this one focus on answering all your life insurance questions. Additionally, there are printed guides and knowledgeable agents that can help you find the right life insurance policy for you!
Available Insurance Guides
When making a large, important purchase, everyone needs some guidance. The National Association of Insurance Commissioners has dedicated part of its website to consumer guides. In this library of guides, you will find guides for every line of insurance products. The guides are about ten pages long and available for print as PDFs. The Life Insurance Buyer’s Guide is helpful for individuals considering life insurance plans. The topics in this guide help you cover each step in life insurance planning while also breaking down information into more digestible pieces.
The World Wide Web
It would be a mistake to overlook the power of the internet. If you have questions, Google is going to be your best friend! Millions of resources are available to you at the push of a button. Want to know the difference between term life insurance and permanent life insurance? Google it! And if you feel more comfortable hearing from real, everyday people, social media has become a new avenue for research. Whether it be agents, insurance companies, or finance gurus, you will find people sharing important information in a fun and educational way on social media platforms like TikTok, Instagram, and LinkedIn.
Life Insurance Agents
Once you’ve done some research of your own, reach out to a licensed professional. They will ask questions that you may have never even thought to ask yourself. Even better, they can do a needs-based analysis to uncover the type of insurance that works best for you. Then, once they determine the type of insurance, they can run price comparisons between different life insurance companies. By pulling various quotes, they can find the plan that best fits within your price range.
One thing to note is that even after you purchase your life insurance, it’s a good idea to have them review your policy often, especially after major life events. If you’ve gotten married or divorced, or if you’ve just had a child, you may need to make some changes to your policy. Reach out to your agent today and schedule a review!
Life Insurance Questions?
We hope that this information on shopping for life insurance is useful to you.
If you’d like to learn how we can help you plan your retirement, call Empower Brokerage at (888) 539-1633 to speak to one of our Life and Annuity experts or leave a comment down below.
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