Three Resources That Everyone Needs When Shopping for Life Insurance

Three Resources That Everyone Needs When Shopping for Life Insurance

Shopping for life insurance can be overwhelming; you’ll likely end up having more questions than answers, especially if you’re doing it all on your own. That’s why it’s a good thing there are an abundance of resources available to help you get the answers you need. There are websites (such as this one) dedicated to answering all your questions. Additionally, there are printed guides and knowledgeable agents that can help you find the right life insurance policy for you!

1. Available Insurance Guides

Everyone needs a guide when making large, important purchases. The National Association of Insurance Commissioners site has an entire section dedicated to consumer guides. In this library of guides, you will find guides for every line of insurance product. These guides are about ten pages in length and are available to print as PDFs. The Life Insurance Buyer’s Guide is especially helpful when you are considering life insurance plans. The topics in this guide help you cover each step in life insurance planning while also breaking it down so it’s less confusing.

2. The World-Wide Web

If you have questions, research the answers! You can search just about anything on Google nowadays. Want to know the difference between term life insurance and permanent life insurance? Google it! And if you can’t find the answers you’re looking for, leave us a comment at the bottom of this article and we’ll answer it for you!

3. Life Insurance Agents

Once you do some research of your own, reach out to a licensed professional. They can ask you questions that you never thought to ask yourself. Even better, they can do a needs-based analysis to uncover the type of insurance that works best for you. Then, once they determine the type of insurance, they can run price comparisons between different life insurance companies. By pulling quotes, they can find a plan that’s within your price range.

Even after you purchase your life insurance, it’s a good idea to have them review your policy often, especially after major life events. If you’ve gotten married or divorced, or if you’ve just had a child, you may need to make some changes to your policy. Reach out to your agent today and schedule a review.

Since insurance is oftentimes overwhelmingly confusing, we want to shed light on this industry by answering YOUR questions.  So if you have any questions or concerns, comment below and your question may be the topic of our next video!

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