Main Street Lending Program “The Main Street Lending Program is a program announced on April 9, 2020, in which the Federal Reserve will purchase loans that banks give to small and mid-sized businesses. The Fed will purchase 95% of each loan. This means that the bank must keep 5% of […]

Main Street Lending Program

The W-shape recession Many economists predict a W-shape recession, versus the original V-shape, once predicted. A W means there will be two drops in the economy. As coronavirus is ravaging the Southern states, economists do not have a very positive outlook for the future. It is even predicted that unemployment […]

The W-shape recession

With the current pandemic in full swing, agents will want to change their formula for how they do business. One of the main places they will have to consider is underwriting remotely for life insurance. One way that many have turned to during this time is remote underwriting for Life […]

Underwriting Remotely for Life Insurance: New Ways To Help Your ...

Clothing could become another form of medical identification, according to a recent discovery by Tuft University’s School of Engineering, as there has been a breakthrough in clothing that detects chemicals on the body. There is a possibility that we will be able to wear clothing that changes color depending on […]

Clothing Detects Chemicals on the Body

Industrial Revolution Changed Our Sleep
A study by the Centers for Disease Control and Prevention, reports that one-third of American adults do not get enough sleep regularly. The official sleep recommendation from the American Academy of Sleep Medicine and Sleep Research says that adults aged 18-60 years old should be sleeping “at least seven hours […]

How the Industrial Revolution Changed Our Sleep

Swabbing and testing all Americans for COVID-19 each year could become a normal routine. That, combined with antibody testing, have caused rates for COVID testing to skyrocket; they could cost a whopping $44 billion per year, according to a recent study. Diagnostic testing alone ranges from $6 – $25 billion […]

Rates for COVID Skyrocket

According to LIMRA, The Life Insurance Marketing & Research Association, though the economy has been unsettling the past few months the confidence in life insurance agents is at an all-time high. Comparing numbers to the October in 2008, only 9% of consumers had “extreme/quite a bit” of confidence in insurance […]

Confidence In Life Insurance Agents At a High During Pandemic

Antioxidants free radicals disease
What are free radicals and how do they affect your health? Free Radicals are associated with human diseases, such as cancer, cardiovascular disease, Alzheimer’s disease, Parkinson’s disease, and many others. They also may have a link to aging, which has been described as a “gradual accumulation of free-radical damage.” Substances […]

What are free radicals and how do they affect your ...

The coronavirus pandemic left over 40 million people unemployed. Even so, colleges and universities had almost 4 million graduates who were already expecting or simply looking for jobs after school. Many graduates were forced to postpone their start dates and others had canceled internships, but some were dropped from their […]

An Increase in Job Openings