Can you Add More Insurance to a Whole Life Policy without going through underwriting? There are a few reasons you may be interested in doing something like this. Let’s say you got the policy when you were 21. It’s a Whole Life Insurance Policy, and you recently started a family. […]

Can you Add More Insurance to a Whole Life Policy?


What options are there for Senior Life Insurance Policy Believe it or not, there are options out there for Seniors to get the life insurance they need. We are strong believers in the power of Life Insurance. It’s important to protect yourself and your family.  But the question is, what […]

What options are there for senior life insurance


Could Vaping Cause Higher Life Insurance Costs? Vaping is said to be significantly worse than smoking a cigarette or cigar. Vaping has to lead to dozens of deaths due to the chemicals inside. This puts pressure on underwriters to either exclude vapers from insurance coverage or charge them higher rates. […]

Could Vaping Cause Higher Life Insurance Costs?



Vegetarian
The most recent State of the Union address emphasized the future success of schoolchildren. However, the USDA seems to be aiming for the opposite of success for today’s youth. The new “School Meals Flexibilities” rule may prove harmful to school-age children. What’s wrong with school meals? This new plan will […]

What’s Wrong with School Meals?


Why People In Their 20s’ Need Life Insurance People in their 20s and even 30s may not see much of a need for life insurance. However, it is something that can be used as a great tool. Whether saving for retirement or starting the process to become your own banker. […]

Why People In Their 20s Need Life Insurance


What Should You Do If You Can’t find your Loved One’s Life Policy? This is a scenario many people face daily. They know their parents have a Life insurance policy but they are not sure where the information is. Let’s say your mother, or father passes away unexpectedly. You think […]

What Should You Do If You Can’t find your Loved ...



How Do I File A Claim for Life Insurance? Filing a Life Insurance claim is emotional. However, it is necessary. Let’s find out how you can file a claim with the least amount of paperwork and stress as possible. The first thing you should do is find out if you’re […]

How Do I File A Claim for Life Insurance?


Is Life Insurance Taxable? Life insurance is complicated. Because of that, it might seem like tax could apply to life insurance policies too. However, it’s worth noting that the death benefit is not taxable. That is 100% tax-free regardless of how much it is, $10,000 to $10 Million. However, there […]

Is Life Insurance Taxable?


Meeting a Newborn: Etiquette There are rules to follow when meeting a newborn, certain etiquette, to be exact. These are unspoken rules for visitors when your sister or friend has just given birth and is allowing visitors. It’s perfectly acceptable to be excited to meet the newest addition, but keep […]

Meeting a Newborn: Etiquette



As the weather gets warmer, drivers need to become more aware of bicycle season. So often we as drivers are not used to sharing the road with bikers. However, this could prove costly as lives are at stake: traffic accidents killed more cyclists between 2016 and ’18 than over the […]

Be Aware This Bicycle Season