Personal Finances

Personal Finances

Having strong personal finances is extremely important. If you have a strong understanding of Personal Fiances and how they work you can have a strong and fruitful financial future. There are a lot of steps to have a strong and fruitful financial future. Here are some tips!


Budgeting is important and a good way to grow your financial presence. Budgeting allows you to jot down your expenses and income. Then weigh the expenses against the income and make better financial decisions.

Don’t get that $5 coffee

Starbucks is great but don’t buy it every day, or even twice a week. In fact stay away from any charges like Starbucks. Don’t spend money at Starbucks, don’t spend money on Uber Eats, Postmates, or Favor. These charges are avoidable and can only cause financial hardship.

Stay off Amazon!!!!

I can’t say this enough. I fall victim to this all the time. Amazon is a great way to get trapped in the perpetual loop of impulse buying. The best way to avoid this is by just staying off Amazon. Unless you need something.

Pay your essentials first

Paying your essentials seems like one of the most basic things you can do. However, there are some people out there who believe essential should come after the wants. Pay your rent, pay your utilities, and pay for your groceries first. Then, take care of the none essentials, Phone, internet, cable, etc. Only after your set aside money for savings or retirement is when you can do that shopping you’ve been wanting to do for a while now.

Try to save!

Savings is an important part of a strong financial future. Having a rainy day fund is not only important in the event of job loss, but it’s also important for any type of emergency in your life. A medical expense, or any other type of emergency situation that could result in significant financial hardship.

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