Staying alert on the job is key to doing your best every day at work. Being tired and sluggish at work lowers your productivity level and puts you in a foul mood. Some daily habits may be keeping you from maintaining your energy throughout the day. Below are some tricks […]

How to Stay Alert on the Job

buy-sell-agreement
What happens to your business if you die? What happens to your business if you die? If you own a business you may want to ask yourself this question. Owning a business can be one of the most rewarding experiences of your life. But it also includes a lot of […]

What happens to your business if you die?

              Investing in real estate is one of those things that can make or break your bank. Making a bad investment can devastate your bank account. But real estate can do even more to your bank account and net worth overall. Why Real Estate? […]

Investing in real estate

Often, people overlook how much life insurance can set you up for the future. The problem with a High Yield Savings account High Yield Savings account is good for one thing – people just starting to save or for short (very short) term investments. This savings means if you’re working […]

The problem with a High Yield Savings account

Baby Boomers Guide to Social Security
Life insurance still applies to Baby Boomers. What baby boomers need to know about Social Security After years of paying into the system, Baby Boomers are preparing to enroll or are now eligible to collect Social Security benefits. Starting the process of signing up for Social Security can be a […]

The Baby Boomers Guide to Life Insurance

When you finally decide to purchase a life policy, you likely will undergo extensive underwriting. When compared to health insurance underwriting, life insurance underwriting may feel like police are interrogating you. The process goes back many years for your questioning. If a company flags you, they may still sell you […]

Life Insurance Underwriting

Life insurance can get expensive. That’s why it’s always important to budget for it. The Importance of Budgeting A budget can seem lame, boring, and time-consuming. However, budgeting is one of the most important skills you can ever learn. Learning to have a strong financial future is the best way […]

The Importance of a Budget

Having an insurance policy these days is crucial. Family Budget: What do you do with Money and Why? In a previous article, we broke down the monthly budget for a single person in a one-bedroom apartment. In this post, let’s look at a family budget. We are examining a family’s […]

Family Budget Examples : What do you do with Money ...

Many people don’t know that life insurance can help you budget. Let’s see ways it can help you. Budget Examples and Considerations Before we look at some budget examples, let’s talk about money. These days, it seems that all we want to do is to spend money. But where does […]

Budget Examples and Considerations – For Individuals

Many people do not know that life insurance is a great way to lower your debt-to-income ratio. Let us take a look as to why that is. What is the debt-to-income ratio? What is the debt-to-income ratio? Debt to Income Ratio is the ratio that defines your net worth. Net […]

What is Debt-to-Income Ratio?