What is Credit and How Does it Work? Credit is defined as “the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.” from Oxford. These days credit is in the form of a lender, typically a […]

What is a Line of Credit and How Does it ...

Secured Credit Card
What is a Secured Credit Card? It’s a card that you put make a deposit on in order to open the account. For instance, if you put down $500 to open a secure card then your line of credit is $500. You get the deposit back when you close the […]

Is a Secured Credit Card right for you?

Maintaining Your 2020 Fitness Goals Maintaining your 2020 fitness goals in the new year is always a top priority. If you’re anything like me, you include exercise in your daily routine. But also if you’re anything like me, this can be a daunting task. However, everyone is capable of changing […]

Maintaining Your 2020 Fitness Goals

End Of Life Care Plan
Brain scientists are encouraging people to exercise both body and brain to stay healthier longer. Doctors are no longer focusing on longevity, rather how upbeat one stays later in life. We all know that we should be monitoring our health and fitness from a young age, but it could have […]

Staying Healthier Longer

Staying alert on the job is key to doing your best every day at work. Being tired and sluggish at work lowers your productivity level and puts you in a foul mood. Some daily habits may be keeping you from maintaining your energy throughout the day. Below are some tricks […]

How to Stay Alert on the Job

buy-sell-agreement
What happens to your business if you die? What happens to your business if you die? If you own a business you may want to ask yourself this question. Owning a business can be one of the most rewarding experiences of your life. But it also includes a lot of […]

What happens to your business if you die?

              Investing in real estate is one of those things that can make or break your bank. Making a bad investment can devastate your bank account. But real estate can do even more to your bank account and net worth overall. Why Real Estate? […]

Investing in real estate

Often, people overlook how much life insurance can set you up for the future. The problem with a High Yield Savings account High Yield Savings account is good for one thing – people just starting to save or for short (very short) term investments. This savings means if you’re working […]

The problem with a High Yield Savings account

Baby Boomers Guide to Social Security
Life insurance still applies to Baby Boomers. What baby boomers need to know about Social Security After years of paying into the system, Baby Boomers are preparing to enroll or are now eligible to collect Social Security benefits. Starting the process of signing up for Social Security can be a […]

The Baby Boomers Guide to Life Insurance

When you finally decide to purchase a life policy, you likely will undergo extensive underwriting. When compared to health insurance underwriting, life insurance underwriting may feel like police are interrogating you. The process goes back many years for your questioning. If a company flags you, they may still sell you […]

Life Insurance Underwriting