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term insurance and permanent insurance — Term Insurance and Permanent Insurance Made Easy Hey welcome back! This is Enrique with Empower Brokerage. Today, I want to talk about term insurance and permanent insurance. Most people are familiar with term life insurance, and a lot of people want to learn more about whole life, or permanent life […]

Term Insurance and Permanent Insurance Made Easy

sugary drinks — The Dangers of Sugary Drinks Did you know consuming large quantities of sugary drinks can cause diabetes? Did you know that the extra sugar can lead to obesity? Most people don’t think about what happens when drinking a coke or a sweetened iced tea with a meal. When you drink […]

Dangers of Sugary Drinks

Term Conversion — Term Conversion Situations Hi, my name is Enrique, and I am with Empower Brokerage. Today, I have a quick topic I want to share with you all. I am a life insurance specialist here at Empower Brokerage. I have a background in life insurance as well as banking. For today’s […]

What You Need to Know About Term Conversion

Enough Water — Are You Drinking Enough Water? Consequences of Not Drinking Enough Water Today, I want to discuss water. Very simple – got water like Got Milk? Most people just overlook the importance of water. I was fascinated to find out that sixty percent of your body is water. Wow! The other thing […]

How Much Is Enough Water?

Index Account Made Simple Indexed Universal Life Insurance provides two main advantages. Death benefit protection and an Index Account that shields you from negative returns through a zero percent floor and subject to cap. Here’s an example of how the Index Account works in simple terms. RULES OF THE GAME: […]

Index Account Breakdown

Even at the best of times, understanding life insurance can be a tricky undertaking. It can be so confusing that a lot of people avoid the topic altogether. Consequently, people live without important coverage designed to protect them from grave financial loss. Do not let field terminology hold you back! […]

Life Insurance Terms to Know

Life insurance is not a modern invention–it has existed since ancient Rome, so people have been protecting their legacy and families for centuries. But, when and how exactly did life insurance start? 100 B.C. A Roman military leader, Caius Marius, came up with the idea of a burial club among […]

History of Life Insurance: Where It Was and Where It ...

Life insurance is usually a low priority for most families, dubbed too expensive or unnecessary. This situation tends to result from a lack of education on all the wonderful things life insurance can do. A life insurance policy promises to ensure the security of a family’s future. Because of its […]

Top Five Questions Asked About Life Insurance Answered

It is hard to discuss life insurance with people. No one wants to think about, much less talk about, life after death. But, it is critical to be proactive and put the future ahead of your emotions. It may also seem beneficial that your employer offers life insurance through a […]

Is Employer-Provided Life Insurance Enough Protection?

Cigna Offers an Individual Whole Life Policy Welcome back to the Dynamic Duo with me, Allie Shipman, and my partner, John Shinn. Today, we are talking about another one of Cigna’s great products- their Individual Whole Life Insurance Policy. It is designed to help pay for final expenses with level […]

Individual Whole Life Insurance Policy by Cigna