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Two professionals in a modern office discussing a business plan during a meeting, reviewing documents across a table. — A Business Plan is a great way to start with funding options. Most lenders and investors will require some type of business plan before they will consider funding your business venture. The technical definition of a business plan is “a document setting out a business’s future objectives and strategies for […]

Why you need a business plan

May 4, 2020 in life tagged bugeting / business planning / Financial planning / Loans by Jenny McCann

Personal Finance and Consumer Debt When it comes to personal finance and consumer debt, most of us are guilty of overspending and not budgeting properly. Working on your debt and your finances should be a top priority. Most Americans have some type of consumer debt. Whether it’s student loan, credit […]

Personal Finance and Consumer Debt

March 14, 2020 in life tagged Credit / debt / Loans / money / mortgage by Jenny McCann

Life insurance for business loans Where can I get a Policy for business loans? There are many banks out there that require a life insurance policy for individuals that take out business loans, especially if they are the only person in the business. This helps to ensure the bank gets […]

Life insurance for business loans

March 6, 2020 in life tagged business planning / Loans / money management / universal life insurance / whole life insurance by Jenny McCann

How to get Pre-Qualified Pre-qualification comes with a lot of paperwork. This means you need to Pay Stubs, Employment records, Work History, and much more. However, getting qualified is the first step in the home-buying process. This will tell you what exactly a bank is willing to lend you, which […]

How do I get Pre-Qualified for a Mortgage

February 2, 2020 in life tagged Credit / finances / Home ownership / Loans / mortgage by Jenny McCann

Credit and Loans, how do they work? Credit works by adding up your payments, your debts, and leveling that against things like your assets and your accounts. There are tons of other factors that go into credit. But that credit score is then used to help leverage better rates on […]

Credit and Loans, how do they work?

February 1, 2020 in life tagged Credit / finances / investing / Loans by Jenny McCann

Many people do not know that life insurance is a great way to lower your debt-to-income ratio. Let us take a look as to why that is. What is the debt-to-income ratio? What is the debt-to-income ratio? Debt to Income Ratio is the ratio that defines your net worth. Net […]

What is Debt-to-Income Ratio?

December 16, 2019 in life tagged debt / income / life insurance / Loans by Jenny McCann