life insurance







A person engages in a high-risk hobby, scuba diving, and photographs a tortoise.
Did you know that your hobbies can impact your ability to get life insurance or disability coverage? Some adventurous activities, enjoyed by many people, can lighten your wallet when you pay premiums. When you apply for life insurance, you go through an underwriting process to determine if you are a […]

High-Risk Hobbies and Life Insurance


A young family of four sits on a couch for a photo.
September is Life Insurance Awareness Month. Do you have a life insurance policy? Perhaps you have heard misconceptions about life insurance and are puzzled about what life insurance is and how it can protect you and your family. Life insurance is a contract between an insurance company and a policy owner. The […]

Life Insurance Awareness Month



A young man and his advisor review life insurance policies.
For many Americans, having employer life insurance is a good benefit, especially if there is no other life insurance policy to their name. They can receive some form of comfort knowing that they have coverage in case the worst should happen. Employer-provided life insurance is group term life insurance that employers […]

Is Employer Life Insurance Enough?


Locate the Life Insurance Policy Unfortunately, it’s common for individuals to pass away with a life insurance policy their loved ones knew nothing about. And sometimes, the policyholder will forget the life insurance exists if they paid it off long before passing away.  When that life insurance money goes unclaimed, it […]

Finding a Loved One’s Policy




Old Asian couple smiling.
Everything Together When you’ve been with someone for so many years, it may seem like you have everything together. It could be children, houses, cars, bank accounts, or businesses, but how about life insurance? A joint life insurance policy is a practical option for married couples, domestic couples, and business partners. […]

What is Joint Life Insurance?