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Financial planning

Stack of coins representing steady and guaranteed financial growth over time with a fixed annuity. — When it comes to making money, it’s important to be rational. The same applies when it’s time to preserve that money and convert it into reliable income. When it comes to safeguarding your financial future, few financial tools offer the predictability and peace of mind that a fixed annuity provides. […]

What is a Fixed Annuity?

August 21, 2024 in life tagged annuities / Financial planning / Personal Finances / retirement planning / taxes by Jose Lerma

A young man analyzes his finances at his computer. Photo by Storyblocks. — Life insurance is an essential expense. However, you can avoid overpaying for your life insurance if you take the time to run some numbers and put together a plan. Here’s our step-by-step guide to help you determine how much life insurance you (and by extension, everyone you care about) will […]

How To Figure Out How Much Life Insurance You Need

August 7, 2024 in life tagged death benefit / education / Financial planning / Funeral Plans / life insurance by Cristin Dickey

Photo by James Wheeler on Unsplash. We tend to think about life insurance as a rare-to-pull ripcord—a plan set in place for the worst of worst-case scenarios. But life insurance can do a lot more for you and your loved ones than you think! In this article, we’ll cover the […]

The Secret Benefits of Life Insurance

April 3, 2024 in life tagged benefits of life insurance / Financial planning / life insurance / retirement planning / will and testament by Cristin Dickey

girl with special needs playing the guitar with her mom besides her — Navigating financial planning is deeply personal for families nurturing children with special needs. It’s about more than immediate needs—this pursuit involves ensuring a secure, loving future. Life insurance becomes a beacon of hope in this journey, and a life policy provides a flexible safety net that grows with your child, […]

Life Insurance: Building Financial Safety for Special Needs Families

March 6, 2024 in life tagged benefits / child safety / economics / Final Expense / Financial planning / money management by Aris Mercedes

Here, we have compiled a list of financial mistakes to avoid over age 40. — Money doesn’t grow on trees, and you’ve likely figured that out by the time you’re in your 40s. At this point, your decisions matter more than ever because they lay the groundwork for the decades ahead. It can be hard to know what to spend now and what to save […]

Financial Mistakes to Avoid Over Age 40

October 17, 2020 in Health / life / Medicare tagged 401k / debt / Financial planning / life insurance / retirement planning by Macee Hall

Deciding how much life insurance you need can be tricky. Luckily, there are a few common approaches that you can use as a starting place. — Most people know that life insurance is an important financial investment; however, few are aware that their policies are lacking in the amount of coverage they need. Deciding on the right amount of coverage can be tricky. Many personal factors affect how much or what kind of coverage is needed. […]

How Much Life Insurance Do I Really Need?

September 23, 2020 in life tagged #assets / buying life insurance / Financial planning / life insurance / Personal Finances by Macee Hall

the importance of seeing a financial professional — Speaking to a financial professional can make navigating the financial landscape much easier through their important services. It is vital to recognize the importance of financial planning for the financial future of you and your family. Importance Of Financial Planning Planning your finances is crucially important to think about early […]

The Importance Of Consulting A Financial Professional

August 18, 2020 in life tagged budgeting / finances / Financial planning / Personal Finances / retirement planning by Jenny McCann

The main source of retirement income for Americans is via the use of a 401(k). However, there is another option that should be considered when stashing your cash for retirement. An indexed universal life insurance plan (IUL for short) is a life insurance policy that can help maintain and […]

Using Indexed Universal Life Insurance to Maintain and Grow Wealth

August 17, 2020 in life tagged 401k / Financial planning / Personal Finances / Retirement / retirement planning by Jeffrey Cooperstein

401(k) Plan Contribution Deadline — The standard deadline for 401(k) plan contribution is December 31st, but it is never too early to start thinking about end-of-year 401(k) plan deadlines. While it is always good to start early, there are a few different plans that have deadlines that are significantly earlier than the December 31st traditional […]

401(k) Plan Contribution Deadline

August 16, 2020 in life tagged 401k / Financial planning / money management / Personal Finances / savings account by Jenny McCann

Apple launches Path to Apple Card Apple launched a path to the Apple Card program – designed to focus on helping individuals with previously declined applications qualify for the Apple card. This four-month program sends notifications to the user’s phone with suggestions once a month on how they can better […]

Apple Launches Path to Apple Card

July 5, 2020 in life tagged budgeting / finances / Financial planning / Personal Finances / technology by Jenny McCann