Affordable Life Insurance Is Not a Myth

Think you don’t need life insurance because it’s too expensive? Jerry Angel, the life and financial expert, says otherwise. Watch the video below to discover just how affordable life insurance really is.

What are the negative stigmas surrounding life insurance, and how do you respond?

Well much of the stigma – or the negative remarks – about life insurance is a result of people not being totally familiar with how life insurance works. Aside from that, a lot of the stigma, generally-speaking, has to do with the cost of insurance. However, most of the time people don’t realize how affordable life insurance can really be. So consequently, they avoid getting a policy because they’re assuming that life insurance is a lot more than what is really is.

Ultimately, the stigma stems from the fact that people have a hard time paying for something that they can’t see. If you’re buying a car, you see the car and can put your hands on the steering wheel; you’re able to actually have the car. For life insurance, you’re paying to protect against something is not seen, but then I ask people, “What’s your plan?” If something happens to you, what does your family do at that point in time? This makes them stop and think that maybe there needs to be a cash reserve somewhere – a large cash reserve – that would allow for their family to be protected in case something happened to them – or to the principal money-earner. Therefore, it’s a matter of thinking it through.

Again, it costs very little for protection. I like to put it in terms that we understand. Usually, we can provide quite a bit of insurance for younger families for about the price of one pizza per month. So if we can do that, then people need to pay attention to how they’re going to protect their family.

Since insurance is oftentimes overwhelmingly confusing, we want to shed light on this industry by answering YOUR questions.  So if you have any questions or concerns, comment below and your question may be the topic of our next video!

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