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Happy family in their home, how much life insurance? — Determining the right amount of life insurance is crucial for your financial planning and the security of your loved ones. This guide will explore aligning your life insurance coverage with your personal and family needs. What Life Insurance Can Do For You Provides Financial Security: Provides essential […]

How Much Life Insurance Do You Need?

May 22, 2024 in life tagged buying life insurance / cost of life insurance / Final Expense / life insurance / life insurance beneficiary by Aris Mercedes

What are Funeral Plans and why are they important? Funeral plans are essentially your final wishes. It helps guide your family and shows them what you want your funeral to look like. Usually, these plans accompany a final expense or some other type of life insurance. Funeral Plans Funeral plans […]

What are Funeral Plans and why are they important?

May 27, 2020 in life tagged cost of life insurance / death benefit / Final Expense / Financial planning / Funeral Plans by Jenny McCann

What is Single Premium Life Insurance? What is Single-Premium Life Insurance? According to Investopedia, this type of insurance charges the policyholder a single up-front premium payment to fully fund the policy. Single-Premium Life (SPL) Insurance can be a good option for those who want to pay a lump sum and […]

What is Single Premium Life Insurance?

March 26, 2020 in life tagged cost of life insurance / life insurance / single premium life insurance / whole life insurance by Jenny McCann

Could Vaping Cause Higher Life Insurance Costs? Vaping is said to be significantly worse than smoking a cigarette or cigar. Vaping has to lead to dozens of deaths due to the chemicals inside. This puts pressure on underwriters to either exclude vapers from insurance coverage or charge them higher rates. […]

Could Vaping Cause Higher Life Insurance Costs?

March 1, 2020 in life tagged cost of life insurance / healthy living / life insurance / life insurance applications / Smoking by Jenny McCann

Why People In Their 20s’ Need Life Insurance People in their 20s and even 30s may not see much of a need for life insurance. However, it is something that can be used as a great tool. Whether saving for retirement or starting the process to become your own banker. […]

Why People In Their 20s Need Life Insurance

February 28, 2020 in life tagged cash value / cost of life insurance / life insurance / life insurance applications / mortgage by Jenny McCann

Is life insurance expensive — Is Life Insurance Too Expensive? Life Insurance can be expensive. However, there are some alternatives. Empower Brokerage’s Life and Financial expert, Enrique Torres, explains how it can be beneficial. This morning I heard that most people, most consumers, think life insurance is too expensive. Without actually talking to somebody about […]

Is Life Insurance Too Expensive?

November 26, 2019 in life tagged buying life insurance / cost of life insurance / life insurance / life insurance quotes by Jenny McCann

Life Insurance Sales Decline According to the insurance market research associations, policy sales fluctuate in single digit percentages each year. in 2016 alone over 290 million policies were in effect compared to the drop of about 2 million in 2017. This anomaly of a drop in policy holders has not […]

Life Insurance: Why Sales Are Declining and Why you need ...

January 25, 2019 in life tagged beneficiary / benefits / benefits of life insurance / cost of life insurance / health by Jadon Sennet

Who Need Life Insurance — In 2015, the nonprofit Life Happens and the insurance industry research group LIMRA conducted the Insurance Barometer Study to discover the number of those who need life insurance. From the study, they learned that 30 percent of Americans believe they need more coverage. Meanwhile, 43 percent say they would feel […]

Eight People Who Need Life Insurance the Most

July 27, 2018 in life tagged 401k / benefits of life insurance / buying life insurance / cost of life insurance by Jenny McCann

When it comes to qualifying for life insurance, health is the number one factor. Health is very important because health is not something you can buy. It’s difficult to maintain, can decline rapidly, and fluctuates often. Therefore, when it comes to buying life insurance, health is always critical. When shopping […]

Your Health Determines Your Life Insurance Eligibility

August 31, 2017 in life tagged buying life insurance / cost of life insurance / life insurance / life insurance agent / life insurance applications by Jenny McCann

Naturally, no one wants to spend more money than they have to. As a result, people opt for cheaper life insurance plans. However, Criss Crombie, Life and Financial expert at Empower Brokerage suggests people consider some key factors while shopping for a life insurance policy before choosing the cheapest policy. […]

How Different Types of Life Insurance Affect Costs

August 29, 2017 in life tagged cost of life insurance / term life insurance / whole life insurance by Jenny McCann