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Man and woman sitting in living room looking over reports and paperwork for life insurance. — Procuring quotes for life insurance can be quite complicated. For instance, what information do you need to provide? To ensure your next quote is accurate and efficient, we want to present a list of items you’ll want to have prepared. Quotes for Life Insurance require Personal Information To receive […]

Quotes for Life Insurance – What Will You Need to ...

September 25, 2024 in life tagged cost of life insurance / finances / health insurance / individual plans / life insurance quotes by Griffin Miller

Happy family in their home, how much life insurance? — Determining the right amount of life insurance is crucial for your financial planning and the security of your loved ones. This guide will explore aligning your life insurance coverage with your personal and family needs. What Life Insurance Can Do For You Provides Financial Security: Provides essential […]

How Much Life Insurance Do You Need?

May 22, 2024 in life tagged buying life insurance / cost of life insurance / Final Expense / life insurance / life insurance beneficiary by Aris Mercedes

Life Insurance and Inflation The rise of inflation concerns many people about their finances. Will their houses retain their value? Will they be able to continue to live and enjoy their current lifestyle? While prices may be rising and goods may be more expensive, remember that your life insurance policy […]

Life Insurance and Inflation

May 18, 2022 in life tagged cost of life insurance / Financial planning / life insurance / retirement planning by Jose Lerma

indemnity — Health insurance can be categorized into two very broad categories: indemnity vs. managed care health plans. Indemnity An indemnity plan, also known as a “fee-for-service” plan, gives you the freedom to choose what providers and hospitals you choose to go to. The insurance company would then be responsible for a […]

Indemnity vs. Managed Care

May 25, 2021 in Health / life / Medicare / Uncategorized tagged advantages of life insurance / cost of life insurance / indemnity / life insurance / life insurance terms by Kayla Gonzalez

we’ve compiled ten of the most common reasons people don’t purchase life insurance coverage and reasons why you should reconsider. — Life insurance can be intimidating; from knowing how much or what kind of coverage you need to stressing out over whether or not you’ll even qualify, buying life insurance can be nerve-wracking. The process doesn’t have to be stressful, though, and your worries shouldn’t keep you from speaking to an […]

9 Reasons People Don’t Purchase Life Insurance

December 3, 2020 in life tagged buying life insurance / cost of life insurance / life insurance / life insurance myths by Macee Hall

Life Insurance Awareness Month — Real Life Stories | Ron Franco: Keeping a Dream in Place Permanent life insurance meant the Francos could tap the cash value when they bought their dream home and pay their bills when money was tight. But in the end, it was the death benefit that was there for Ron […]

Life Insurance Awareness Month: Reality Check

August 17, 2020 in life tagged advantages of life insurance / awareness month / cost of life insurance / insurance coverage / life insurance quotes by Jenny McCann

What are Funeral Plans and why are they important? Funeral plans are essentially your final wishes. It helps guide your family and shows them what you want your funeral to look like. Usually, these plans accompany a final expense or some other type of life insurance. Funeral Plans Funeral plans […]

What are Funeral Plans and why are they important?

May 27, 2020 in life tagged cost of life insurance / death benefit / Final Expense / Financial planning / Funeral Plans by Jenny McCann

Insurance companies have interesting ways to determine premiums. All of them use medical records to help determine your risk, while others actually have you undergo a medical test, including blood and urine tests. We get quite a few questions about life insurance and how carriers calculate the specific cost of […]

How Do Insurance Companies Determine Premiums?

April 15, 2020 in life tagged cost of life insurance / economics / life insurance / premiums by Jenny McCann

What is Single Premium Life Insurance? What is Single-Premium Life Insurance? According to Investopedia, this type of insurance charges the policyholder a single up-front premium payment to fully fund the policy. Single-Premium Life (SPL) Insurance can be a good option for those who want to pay a lump sum and […]

What is Single Premium Life Insurance?

March 26, 2020 in life tagged cost of life insurance / life insurance / single premium life insurance / whole life insurance by Jenny McCann

Could Vaping Cause Higher Life Insurance Costs? Vaping is said to be significantly worse than smoking a cigarette or cigar. Vaping has to lead to dozens of deaths due to the chemicals inside. This puts pressure on underwriters to either exclude vapers from insurance coverage or charge them higher rates. […]

Could Vaping Cause Higher Life Insurance Costs?

March 1, 2020 in life tagged cost of life insurance / healthy living / life insurance / life insurance applications / Smoking by Jenny McCann