The world was devastated on January 26 following the death of NBA legend Kobe Bryant. Following his death, the world would mourn and remember how he impacted many lives. Remembering Bryant as a father, athlete, author, mentor, and entrepreneur are all positive thoughts in dark times. In life, he motivated […]

Life Insurance Policies on the Rise

What is Disability Income Insurance? Disability Income (DI) provides supplemental salary in the event an illness or accident results in a disability that prevents the insured from working at their regular employment. Benefits are usually paid monthly so the insured can maintain a comparable standard of living and pay recurring […]

What is Disability Income Insurance?

What is Single Premium Life Insurance? What is Single-Premium Life Insurance? According to Investopedia, this type of insurance charges the policyholder a single up-front premium payment to fully fund the policy.  Single-Premium Life (SPL) Insurance can be a good option for those who want to pay a lump sum and […]

What is Single Premium Life Insurance?

What is Guaranteed Issue Life Insurance? Guaranteed issue Life Insurance is defined as “Guaranteed issue life insurance (or guaranteed acceptance life insurance) is a life insurance policy with no health qualifications.” states Investopedia. These policies are usually faced towards the elderly, or those with serious medical issues, including those with […]

What is Guaranteed Issue Life Insurance?

What is a conversion feature and why should I ensure my insurability? It is important to ensure that you are insurable for your future. You can lock in your insurability when you are young and healthy with an affordable term policy. You will need a policy with a conversion feature. […]

What is a conversion feature and why should I ensure ...

ways to use a life insurance policy
What are some of the most popular life insurance riders? There are many types of popular life insurance riders that can be added to your insurance policy. However, there are a few stand out and provide the most value. The following Living Benefits are some of the most popular riders […]

What are some of the most popular life insurance riders?

What is Key Person Life Insurance Key Person Life Insurance is life insurance that can help protect your business. Traditionally Key Person Life Insurance is used for any employee or person that is critical for your business. It could be a business partner or even an employee. Key Person Life […]

What is Key Person Life Insurance

The Financial Burden of Long Term Care Long Term Care is extremely expensive regardless of the option you choose for care. There are riders or insurance policies that will help you lower the expensive risk of long term care. You can even get life insurance with a long term care […]

Long Term Care Rider vs Policies

Why is BMI important? BMI or Body Mass Index is the measure of a person’s body fat. It is important because a high BMI can affect your insurance policy and the overall cost. How can a high Body Mass Index affect my insurance cost? A high Body Mass Index can […]

Why is BMI important?

What does it mean to be “fit“? Overall fitness means many different things. There is no one thing that makes someone “fit,” they must concentrate on all areas of their health. After all, the definition of “fit” is to be sound mentally and physically. It’s an overall focus on your […]

What Does it Mean to be Fit?