What makes tobacco bad for you? Tobacco is inherently bad for you, and we have always been told that tobacco is bad for us. But what about tobacco makes it bad for you? Nicotine Tobacco also contains nicotine, which is a highly addictive psychoactive drug. When tobacco is smoked, nicotine […]

What makes tobacco bad for you?

How can sports and life insurance complement each other? According to Gallup News, 59% of the U.S. population say that they are sports fans. The sports community is one of the biggest in the world. Whether you like soccer, football, basketball, baseball, volleyball, cricket, or lacrosse. The list goes on. […]

How Can Sports And Life Insurance Complement Each Other?

Empower Brokerage Life Insurance.
What About Life Insurance Scares You? Life insurance is a complicated and often spooky topic. After all, you are talking about your potential death. That topic doesn’t make anyone comfortable, but it’s an important discussion worth having. Your family and lifestyle are at risk. So don’t be spooked by life […]

Is Life Insurance Spooky?

permanent life insurance for retirement saving
Problems With Social Security: And Why You Should Not Soley Rely On It For Retirement According to the annual 2019 Social Security and Medicare Board of Trustees Report, social security will be paying out more benefits than it generates revenue in 2020. The government will have to tap into social […]

Social Security: Should You Rely On It For Retirement?

Life Insurance with a Long-Term Care Rider
I had an interesting conversation with my Aunt and Uncle, and I think the conversation is worth sharing. They were gravely concerned about not having enough coverage with their life insurance and considering changing to a different policy. I explained to them that adding a Hybrid Policy is just what […]

Why You Should Get a Hybrid Policy

Extreme Sports: The Most Fun You Will Have on Every Terrain Are you tired of living the boring lifestyle? Maybe its time you tried out extreme sports. From highflying adventures like jumping out the sky to surfing on the biggest waves of the sea, extreme sports can give that adrenaline […]

Extreme Sports: The Most Fun You Will Have on Every ...

The importance of life insurance is often overlooked or seems like an unnecessary expense. Sometimes a protection plan is not needed. This could occur when you have enough wealth to no longer need it, or your kids are grown. If you are a young person with a family that relies […]

Do I Need Life Insurance?

Odds You Die This Year An average of 55.3 million people dies each year. That is roughly .007% of the population. Over 150 thousand people die each day. Their causes of death are too numerous to count. Over half of the annual death count is due to the top ten […]

How Likely Are You To Die This Year?

One of the most popular budget tools has saved people’s financial futures on countless occasions. It was popularized by Senator Elizabeth Warren, a senator of Massachusetts. She is also an author and this budget method was widespread in one of her best-selling books. The Rule The Budget Rule is 50/20/30. […]

What Is the Budget Rule?

Empower financial risk spectrum
Life Insurance and The Financial Risk Spectrum The above graphic from AIG demonstrates a broad overview of a consumer’s financial risk spectrum over the course of their life. This is a great demonstration of how you can benefit with Term Life Insurance. Pre-Retirement Years As you can see on the […]

Life Insurance and The Financial Risk Spectrum