Life Insurance Sales Decline According to the insurance market research associations,  policy sales fluctuate in single digit percentages each year. in 2016 alone over 290 million policies were in effect compared to the drop of about 2 million in 2017. This anomaly of a drop in policy holders has not […]

Life Insurance: Why Sales Are Declining and Why you need ...

As we age, managing our health becomes more important and complex. While many seniors live independently, having consistent support to track medications, monitor vital signs, and stay on top of doctor’s visits can make a world of difference. Memory lapses, missed pills, and infrequent checkups are common hurdles, even for […]

Bots Integrated Into Health Management

We would all like to add a few years to our life, whether that involves working out, eating right, or even getting enough sleep. Alongside these healthy life choices, there is one item you can add to the formula to help boost life longevity. Orange You Glad You Read This […]

Orange Juice The Secret to Living Longer & Healthier

With the Annual Enrollment Period (AEP) behind us, you may be wondering—what happens next? From January 1 to March 31, Medicare beneficiaries enter what is known as the Medicare Open Enrollment Period (OEP)—a time that often flies under the radar but can be crucial for your healthcare coverage. During this […]

What Comes After AEP?

Today, on December 21st, we celebrate the beginning of winter, otherwise known as the Winter Solstice. In Scandinavia and other European countries, such as Germany, Yule or Yuletide refers to the name of the Winter Solstice festival. It is a celebration that connects to the Wild Hunt, Odin, and the […]

The Origins of the Old Norse Yule Celebration

Laredo medicare kiosk
Texas-based insurance FMO, Empower Brokerage, Inc., encourages its agents to make a difference in their communities. People need information, especially during the current Medicare Annual Election Period, spanning from October 15th through December 7th. Licensed insurance agents Rudy Rosas and Rolando Gonzalez stepped up to the plate in their home city […]

Empower Brokerage Announces New Mall Kiosk to Provide Information and ...

genetic testing
How Genetic Testing Affects Your Chances of Getting Life Insurance Do you know that taking a genetic test in your 20s or 30s could hurt your chances of getting life insurance? At the very least, it can raise the price you pay. And what if you already have a plan? […]

Can Genetic Testing Prevent You From Getting Life Insurance?

Mistakes to Avoid When Buying Term Life Insurance Are you a fan of Dave Ramsey? If you are, then you likely know he’s not a fan of cash value life insurance. To be more explicit, he hates cash value and does not recommend it. Instead, Dave Ramsey endorses term life […]

Mistakes to Avoid When Buying Term Life Insurance

Who Need Life Insurance
Life insurance may not be as tangible as a car or a house, but the numbers reveal a clear truth: millions of Americans aren’t signing up for life insurance–the intangible asset to protect their tangible assets–creating a protection gap they can’t afford to ignore, but are. According to the 2024 […]

Eight People Who Need Life Insurance the Most