With the Annual Enrollment Period (AEP) behind us, you may be wondering—what happens next? From January 1 to March 31, Medicare beneficiaries enter what is known as the Medicare Open Enrollment Period (OEP)—a time that often flies under the radar but can be crucial for your healthcare coverage. During this […]

What Comes After AEP?

Today, on December 21st, we celebrate the beginning of winter, otherwise known as the Winter Solstice. In Scandinavia and other European countries, such as Germany, Yule or Yuletide refers to the name of the Winter Solstice festival. It is a celebration that connects to the Wild Hunt, Odin, and the […]

The Origins of the Old Norse Yule Celebration

Laredo medicare kiosk
Texas-based insurance FMO, Empower Brokerage, Inc., encourages its agents to make a difference in their communities. People need information, especially during the current Medicare Annual Election Period, spanning from October 15th through December 7th. Licensed insurance agents Rudy Rosas and Rolando Gonzalez stepped up to the plate in their home city […]

Empower Brokerage Announces New Mall Kiosk to Provide Information and ...

genetic testing
How Genetic Testing Affects Your Chances of Getting Life Insurance Do you know that taking a genetic test in your 20s or 30s could hurt your chances of getting life insurance? At the very least, it can raise the price you pay. And what if you already have a plan? […]

Can Genetic Testing Prevent You From Getting Life Insurance?

Are you a fan of Dave Ramsey? If you are, then you likely know he’s not a fan of cash value life insurance. To be more explicit, he hates cash value and does not recommend it. Instead, Dave Ramsey endorses term life insurance over whole life insurance. But don’t just […]

Mistakes to Avoid When Buying Term Life Insurance

Who Need Life Insurance
Life insurance may not be as tangible as a car or a house, but the numbers reveal a clear truth: millions of Americans aren’t signing up for life insurance–the intangible asset to protect their tangible assets–creating a protection gap they can’t afford to ignore, but are. According to the 2024 […]

Eight People Who Need Life Insurance the Most

man lighting a cigarette, stop smoking
When it comes to methods to help individuals stop smoking, e-cigarettes have become a popular option. Many people turn to e-cigs with the hope that they will be a safer and more effective way to quit smoking traditional cigarettes. However, the question remains: do e-cigs actually help you stop smoking? In […]

Do E-Cigs Actually Help You Stop Smoking?

digital health
Digital Health Mergers in the Second Quarter of 2018 There have been many digital health mergers over the last few months. Whether we are discussing Amazon’s purchase of PillPack, Teladoc acquiring Advance Medical, or even WebMD purchasing Jobson Healthcare, mergers have become a trend in the health market. Each merger […]

Digital Health Mergers in the Second Quarter of 2018

waking up
How to Wake Up Early (and Actually Love It) Let’s be honest—waking up early can feel like a battle you never signed up for. According to the Centers for Disease Control and Prevention (CDC), nearly one in three adults doesn’t get enough sleep on a regular basis, and sleep deprivation […]

Waking Up Early: Tips To Help You Get Out of ...