Insurance agents are the middleman between you and an insurance provider. They ensure that you are the greatest bang for your buck, and their top priority is meeting your needs. In case you didn’t know, here is a list of what your insurance agent can do for you.
Evaluate Coverage Needs
Your insurance agent should be trying to get to know you and understanding your financial needs. Once they have a preliminary idea of who you are and what you need, they will begin to assess the amount of coverage required. Remember, the agent is trying to help you, so it is necessary to be forthcoming with them.
Find the Best Coverage
Once they have determined the amount of coverage required. Your insurance agent will begin to look around and decide on the correct plan for your needs. You are paying for their expertise, so they will not come back to you empty-handed. A good insurance agent will find the policy that is just right for you.
Help You Select the Best Option
After they have found the best options, they will help you decide on a policy. Make sure to ask them questions about each one. It is your agent’s responsibility to make sure you understand every single policy available to you. They should also ensure that the coverage and premiums match your original requests.
Maintain Your Coverage
Now that you’ve got a policy, the insurance agent should help you maintain it. They do this by assisting when renewal time comes. They may also reach out to you anytime between that to determine if the policy was right for you and if it still is. If there are any drastic changes, the insurance agent can help you alter the policy in a way that would best fit you.
Assist with Claims
Claims are an inevitable part of the insurance process and sometimes they can be a little difficult. However, your insurance agent can help you with any, and all questions regarding the application. They will be an intermediary between you and the insurance provider, ensuring that your application is being processed as it should be.
Life Insurance Questions?
We hope this information on what your insurance agent can do for you is helpful.
If you’d like to learn how we can help you plan your retirement, call Empower Brokerage to speak to one of our Life and Annuity experts (888) 539-1633
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