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Monthly Archives: December 2019

Baby Boomers Guide to Social Security — Life insurance still applies to Baby Boomers. What baby boomers need to know about Social Security After years of paying into the system, Baby Boomers are preparing to enroll or are now eligible to collect Social Security benefits. Starting the process of signing up for Social Security can be a […]

The Baby Boomers Guide to Life Insurance

December 19, 2019 in life tagged fatigue / health / history / life insurance by Jenny McCann

When you finally decide to purchase a life policy, you likely will undergo extensive underwriting. When compared to health insurance underwriting, life insurance underwriting may feel like police are interrogating you. The process goes back many years for your questioning. If a company flags you, they may still sell you […]

Life Insurance Underwriting

December 18, 2019 in life tagged health / Health Benefits / health screening / life insurance by Jadon Sennet

Life insurance can get expensive. That’s why it’s always important to budget for it. The Importance of Budgeting A budget can seem lame, boring, and time-consuming. However, budgeting is one of the most important skills you can ever learn. Learning to have a strong financial future is the best way […]

The Importance of a Budget

December 18, 2019 in life tagged cash value / debt / investing / parenting by Jenny McCann

Having an insurance policy these days is crucial. Family Budget: What do you do with Money and Why? In a previous article, we broke down the monthly budget for a single person in a one-bedroom apartment. In this post, let’s look at a family budget. We are examining a family’s […]

Family Budget Examples : What do you do with Money ...

December 17, 2019 in life tagged debt / income / investing / life insurance myths by Jenny McCann

Many people don’t know that life insurance can help you budget. Let’s see ways it can help you. Budget Examples and Considerations Before we look at some budget examples, let’s talk about money. These days, it seems that all we want to do is to spend money. But where does […]

Budget Examples and Considerations – For Individuals

December 16, 2019 in life tagged cash value / debt / fatigue / low-income by Jenny McCann

Many people do not know that life insurance is a great way to lower your debt-to-income ratio. Let us take a look as to why that is. What is the debt-to-income ratio? What is the debt-to-income ratio? Debt to Income Ratio is the ratio that defines your net worth. Net […]

What is Debt-to-Income Ratio?

December 16, 2019 in life tagged debt / income / life insurance / Loans by Jenny McCann

life insurance — Why do we need life insurance? Life Insurance Why do we need life insurance in the first place? Changing lifestyles have brought in new requirements and necessities. Do you have anyone dependent on your income? What if your income stops out of nowhere? Does your dependent have another source of […]

Why do we need life insurance?

December 16, 2019 in Health / life tagged life insurance / low-income / medical exam / physical health by Sara Awati

Many people don’t realize that life insurance has many more purposes than you think. Let’s take a look at the student loan problem. How can I pay down my student loans? Student loans can be extreme, especially when college costs exist at an all-time high. More and more Americans are […]

How can I pay down my Student Loans?

December 15, 2019 in life tagged benefits / debt / debt-free / digital health by Jenny McCann

401(k) Plan Contribution Deadline — When should I start saving for retirement? We hear this question often. The simple answer is to start saving as early as possible. The sooner, the better. Here’s an example for illustration purposes. Let’s say the plan you and your agent set up calls for you to accumulate a certain […]

When should I start saving for Retirement?

December 14, 2019 in life tagged budgeting / cash value / debt / debt-free by Jenny McCann

What kind of Exams do I Need to Qualify for Life Insurance? Getting life insurance can be simple, or it can be a complicated process. Part of that process is getting a physical exam done. Most life Insurance companies require you to undergo some type of physical exam to complete […]

What Physical Exam Do I Need to Qualify for Life ...

December 13, 2019 in life tagged benefits / fatigue / health / life insurance by Jenny McCann