medical exam




Insurability
Insurability in Life Insurance Completing a life insurance application requires many answers to many questions. First, we determine and assess the need for life insurance. Then, we begin the application. The application starts off with basic demographics. These include name, address, phone number, etc.  Then, comes the health, medical history, […]

Insurability in Life Insurance



While applying for life insurance, health factors into the process significantly. As such, it’s possible that a recent history of major medical issues may prevent consumers from getting life insurance. However, most severe health conditions have a look-back period of 2-5 years. In other words, consumers can still qualify despite […]

Pre-existing Medical Conditions Can Prevent You from Getting Life Insurance


  Since one’s health and life connect inextricably, many are worried that their health (or previous health incidents/conditions) will disqualify them from getting life insurance. Many would prefer to avoid the medical exam that accompanies the application process altogether. In the video below, Criss Crombie, the life and financial expert, […]

Do Life Insurance Companies Require Medical Exams?