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A young man analyzes his finances at his computer. Photo by Storyblocks. — Life insurance is an essential expense. However, you can avoid overpaying for your life insurance if you take the time to run some numbers and put together a plan. Here’s our step-by-step guide to help you determine how much life insurance you (and by extension, everyone you care about) will […]

How To Figure Out How Much Life Insurance You Need

August 7, 2024 in life tagged death benefit / education / Financial planning / Funeral Plans / life insurance by Cristin Dickey

Locate the Life Insurance Policy Unfortunately, it’s common for individuals to pass away with a life insurance policy their loved ones knew nothing about. And sometimes, the policyholder will forget the life insurance exists if they paid it off long before passing away. When that life insurance money goes unclaimed, it […]

Finding a Loved One’s Policy

April 19, 2023 in life tagged am I a beneficiary / beneficiary / death benefit / how do I find out if my loved one had life insurance / Insurance / life insurance / life insurance policy by Kayla Gonzalez

Old Asian couple smiling. — Everything Together When you’ve been with someone for so many years, it may seem like you have everything together. It could be children, houses, cars, bank accounts, or businesses, but how about life insurance? A joint life insurance policy is a practical option for married couples, domestic couples, and business partners. […]

What is Joint Life Insurance?

August 17, 2022 in life / Medicare / Uncategorized tagged beneficiary / death benefit / first-to-die life insurance / joint life insurance / life insurance / second-to-die life insurance / survivorship life insurance / what is joint life insurance / what is life insurance by Kayla Gonzalez

What are Funeral Plans and why are they important? Funeral plans are essentially your final wishes. It helps guide your family and shows them what you want your funeral to look like. Usually, these plans accompany a final expense or some other type of life insurance. Funeral Plans Funeral plans […]

What are Funeral Plans and why are they important?

May 27, 2020 in life tagged cost of life insurance / death benefit / Final Expense / Financial planning / Funeral Plans by Jenny McCann

What Should You Do If You Can’t find your Loved One’s Life Policy? This is a scenario many people face daily. They know their parents have a Life insurance policy but they are not sure where the information is. Let’s say your mother, or father passes away unexpectedly. You think […]

What Should You Do If You Can’t find your Loved ...

February 27, 2020 in life tagged death benefit / life insurance / life insurance agent / life insurance beneficiary / Life Insurance claims by Jenny McCann

How Do I File A Claim for Life Insurance? Filing a Life Insurance claim is emotional. However, it is necessary. Let’s find out how you can file a claim with the least amount of paperwork and stress as possible. The first thing you should do is find out if you’re […]

How Do I File A Claim for Life Insurance?

February 26, 2020 in life tagged death benefit / life insurance agent / life insurance beneficiary / Life Insurance claims by Jenny McCann

Is Life Insurance Taxable? Life insurance is complicated. Because of that, it might seem like tax could apply to life insurance policies too. However, it’s worth noting that the death benefit is not taxable. That is 100% tax-free regardless of how much it is, $10,000 to $10 Million. However, there […]

Is Life Insurance Taxable?

February 25, 2020 in life tagged cash value / death benefit / life insurance / taxes by Jenny McCann

Charitable giving — “Carve your name on hearts, not tombstones. A legacy is etched into the minds of others and the stories they share about you.” —Shannon Adler A legacy is how people remember you. One great way to build your legacy is by giving back and helping others. If you had this […]

Leave Your Legacy with Charitable Giving

June 27, 2019 in life tagged beneficiary / death benefit / Financial planning / life insurance by Jenny McCann

anubhav-saxena-41356-unsplash — Looking for a term life insurance policy that provides you with a basic coverage without all the excess? North American Company for Life and Health Insurance has a new product that will fit your taste providing good coverage with a competitive rate. Whether its to leave money for your significant […]

Classic Term Life Insurance: New Policy From North American

May 17, 2019 in life tagged death benefit / life insurance / term life insurance by Jadon Sennet

naming beneficiaries — Naming Beneficiaries Made Simple Naming a beneficiary, or multiple beneficiaries, is a huge part of life insurance. Some people show uncertainty on who to name. While others struggle with splitting the percentage of death benefit between beneficiaries. Here is a guide to naming beneficiaries. Naming Beneficiaries for Personal Purposes Most […]

Naming Beneficiaries Made Simple

January 30, 2018 in life tagged beneficiary / death benefit / Financial planning / life insurance beneficiary / will and testament by Jenny McCann