death benefit

Locate the Life Insurance Policy Unfortunately, it’s common for individuals to pass away with a life insurance policy their loved ones knew nothing about. And sometimes, the policyholder will forget the life insurance exists if they paid it off long before passing away.  When that life insurance money goes unclaimed, it […]

Finding a Loved One’s Policy

 in life  tagged am I a beneficiary / beneficiary / death benefit / how do I find out if my loved one had life insurance / Insurance / life insurance / life insurance policy by
Old Asian couple smiling.
Everything Together When you’ve been with someone for so many years, it may seem like you have everything together. It could be children, houses, cars, bank accounts, or businesses, but how about life insurance? A joint life insurance policy is a practical option for married couples, domestic couples, and business partners. […]

What is Joint Life Insurance?

 in life / Medicare / Uncategorized  tagged beneficiary / death benefit / first-to-die life insurance / joint life insurance / life insurance / second-to-die life insurance / survivorship life insurance / what is joint life insurance / what is life insurance by
insurance policies for children and grandchildren
Mutual of Omaha recently implemented a new policy allowing more flexibility when purchasing insurance policies for children and grandchildren. Grandparents can now purchase coverage for their grandchildren without the consent of the parent or the child. This policy also pays out a benefit upon the death of the insured to […]

Mutual of Omaha Grandparents Perk

 in life  tagged accumulate cash value life insurance / chidlren / death benefit / grandparents / Insurance / life by
Empower Brokerage Life Insurance.
What About Life Insurance Scares You? Life insurance is a complicated and often spooky topic. After all, you are talking about your potential death. That topic doesn’t make anyone comfortable, but it’s an important discussion worth having. Your family and lifestyle are at risk. So don’t be spooked by life […]

Is Life Insurance Spooky?

 in life  tagged affordable whole life insurance / cash value in whole life policies / death benefit / empower brokerage / index universal life / is life insurance spooky? / life insurance / Term Life / universal life insurance / untimely death by
Empower financial risk spectrum
Life Insurance and The Financial Risk Spectrum The above graphic from AIG demonstrates a broad overview of a consumer’s financial risk spectrum over the course of their life. This is a great demonstration of how you can benefit with Term Life Insurance. Pre-Retirement Years As you can see on the […]

Life Insurance and The Financial Risk Spectrum

 in life  tagged aig / college expenses / death benefit / empower brokerage / financial risk spectrum / financial risks / health care costs / income replacement / life insurance / mortgage payoffs / permanent life insurance / post retirement / pre-retirement / saving for college / social security income replacement / term life insurance by
naming beneficiaries
Naming Beneficiaries Made Simple Naming a beneficiary, or multiple beneficiaries, is a huge part of life insurance. Some people show uncertainty on who to name. While others struggle with splitting the percentage of death benefit between beneficiaries. Here is a guide to naming beneficiaries. Naming Beneficiaries for Personal Purposes Most […]

Naming Beneficiaries Made Simple

 in life  tagged beneficiary / death benefit / Financial planning / life insurance beneficiary / will and testament by