Monthly Archives: September 2017


Cigna Offers an Individual Whole Life Policy Welcome back to the Dynamic Duo with me, Allie Shipman, and my partner, John Shinn. Today, we are talking about another one of Cigna’s great products – the Individual Whole Life Insurance Policy. It is designed to help pay for final expenses with […]

Individual Whole Life Insurance Policy by Cigna


Jerry Angel, one of the Life and Financial experts here at Empower Brokerage, covers the basics that everyone should know, regarding life insurance policies and beneficiaries. Watch the video below! To start, a beneficiary is an individual or entity who receives or may eventually become eligible to receive benefits from the […]

What You Need to Know When Naming Beneficiaries


Has a life insurance company asked you about your travel plans? Does your safari trip to Africa now have you worried? Don’t fret! The Life and Financial specialist, Criss Crombie, explains why life insurance companies want to know if you plan on traveling outside of the U.S. Watch the video […]

Traveling Outside of the US During the Life Insurance Application ...



Life and Financial specialist, Criss Crombie, explains the pros and cons to employer provided life insurance. Moreover, he gives some great advice to ensure you remain covered no matter where you work! Watch the video below! Group Plan + Stand-Alone Policy Employer provided life insurance is great because it’s little or no […]

What You Need to Know About Employer Provided Life Insurance


Whether you’re young and single or married with five kids, income replacement insurance is for you. In the video below, Criss Crombie explains income replacement insurance and why everyone needs it. Check it out! Scenario 1: Single with No Dependents For those without dependents, income replacement insurance primarily includes disability income […]

Income Replacement Insurance and Why You Need It


What we know about Life Insurance changes every year. Policies are redefined, premiums change and quite frequently, people start to change their opinions on the matter. Below are some interesting statistics gathered about the industry and what people think of Life insurance in 2017. 84% of Americans would agree most […]

Interesting Statistics About Life Insurance in 2017



If you’ve gone through any major life changes, such as getting married, expecting your first baby, or even purchasing a new home, you might be considering a life insurance policy. Life insurance can be a great benefit to your family. Below are five great tips if you’re a first-time life […]

First-Time Life Insurance Buyer? Check Out These 5 Tips


Cash Value of Whole Life Policies Whole life offers cash value. This can be used to pay a bill or fund some event. It can even be used to actually pay the premium of a policy. Down the road, if you decide to terminate the policy because the policy is […]

The Cash Value in Whole Life Policies


Most people are skeptical when it comes to buying life insurance. Is it the life insurance itself? Or the uncomfortable conversation of how to assess one’s financial needs after the death of a loved one? After all, who likes to talk about death? Below are some debunked life insurance myths […]

Debunking Life Insurance Myths



Do you have children? If so, have you ever thought about getting life insurance for them? Millions of parents and grandparents purchase a whole life insurance policy for their child or grandchild. So, it’s definitely something worth considering. However, before you purchase a policy, it’s important that you understand how […]

Six Questions to Ask Yourself if You’re Considering Getting Life ...