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Photo by National Cancer Institute on Unsplash — Extra Help Program Medicare provides a financial assistance program called Extra Help that is for lower-income individuals that need help covering a Part D prescription drug coverage plan. Before applying for a Part D program, you must also join Part A and Part B of Medicare. Once you have both […]

Extra Help Medicare Program

April 9, 2021 in Health / Medicare tagged Extra Help drug savings / extra help program / Medicare Extra Help / Part D financial assistance / part d savings / prescription drug savings by Cali Naughton

Marriage and Family Therapy is currently under examination for coverage under Medicare and Medicaid. Photo by cottonbro from Pexels. — The Ultimate Collective Everyone has their own idea of what a family is. Some assert that families are tight-knit groups of blood relatives while others favor found families of friends. There are sprawling families, sparse families, families that function as refuges, and families that feel lonely even when they’re together. […]

Will Medicaid Pay for My Marriage and Family Therapy?

April 8, 2021 in Health / life / Medicare tagged counseling / insurance and mental health / insurance and therapy / marriage and family / marriage and family therapy / mental health / mental health awareness / psychology by Cristin Dickey

job hunting — We are getting to a point where most, if not all, businesses are opening up at full capacity. That means there are more opportunities to get hired. If it has been a while since your last job search, or you are just starting out, here are a few tips for […]

Tips for Job Hunting

April 7, 2021 in Health / life / Medicare tagged career goals / hiring / how to find a job / interview / job hunting / networking / resume / tips for job hunting by Kayla Gonzalez

Receive affordable therapy with the sliding scale payment system. Photo by Thought Catalog on Unsplash. — The Cost In today’s increasingly distressing world, more people than ever before are seeking professional mental health diagnosis and treatment. However, with insured and uninsured patients alike having to pay upwards of $100 per session (maybe MORE), many who desperately need the help decide to go without. The worst part? […]

How to Get Therapy FOR LESS: The Sliding Scale

April 5, 2021 in Health / life tagged mental health / mental health awareness / psychology / sliding scale / sliding scale payment system / sliding scale therapy / therapy by Cristin Dickey

building credit — Credit is kind of a tricky subject. If you want to buy a house or take out a loan, you need to have a good credit score. But you cannot have a good credit score if you have no credit history. And to build credit you need to be approved […]

Building Credit

April 4, 2021 in Health / life / Medicare tagged authorized user / building credit / credit cards / credit score / how to build credit / Loans by Kayla Gonzalez

retirement planning — Retirement Planning You may believe that retirement is such a far-off event, so there is no need to worry. While the first part may be true, planning and saving for retirement needs to start now. An average American aged 40-60 has less than $100,000 saved for their retirement income, which […]

Retirement Planning

April 2, 2021 in Health / life / Medicare tagged 401k / how much do I need to save for retirement / how to plan for retirement / Retirement / retirement planning / SSI by Kayla Gonzalez

group health insurance — Group and Individual Health Insurance With the drastic increase in health care costs, not having health insurance seems to be a non-option. In the past, there was a large dependence on receiving health insurance through your employer. The employer would take care of most of the process. They would do […]

Group and Individual Health Insurance

April 1, 2021 in Health / life / Medicare tagged differences between group and individual health insurance / group health insurance / health insurance / individual health insurance by Kayla Gonzalez

stay organized — Ways to be Organized At work, there always seems to be a million and one things to get done. However, if you were organized it might make the chaos a little easier to tame. There are a few simple habits you can apply to your life that would create some […]

Ways to be Organized

March 31, 2021 in Health / life / Medicare tagged deadlines / how to be more organized / organization tips / schedule / ways to be organized by Kayla Gonzalez

history of insurance — A History of Insurance in the US We have lived with insurance for such a long time that it almost seems like it has always been around. That has not been the case. Like everything, insurance had its start somewhere. We will be taking a look at the history of […]

A History of Insurance in the US

March 30, 2021 in Health / life / Medicare tagged history / history of insurance in the us / Insurance / the first insurance company / when was insurance created in the united states by Kayla Gonzalez

life insurance riders — Life Insurance Riders Riders are benefits that can be added to an already existing policy. You purchase different ones to customize the coverage to your liking. The additions do cost extra so it is important to only choose the ones that you would truly benefit from. Here are some of […]

Life Insurance Riders

March 29, 2021 in Health / life / Medicare tagged accelerated death benefit / accidental death benefit / family income benefit / guaranteed insurability / life insurance riders / return of premium / waiver of premium / what are riders by Kayla Gonzalez