The average college students between the ages of 18–23 do not typically consider this question. However, starting life insurance at a younger age can provide significant financial advantages. Life Insurance for Young Adults explains that purchasing life insurance at a young age allows you to secure lower premiums and lock in affordable […]

Should a College Student Have Life Insurance? Why younger generations ...

Ideally, everyone sees on social media nowadays people who are “fit”. A study was conducted that has shown that 75% of Americans want to exercise to be apart of their daily lives, but only about 33% of that group actually go and do the exercise; which is a total to […]

How exercise can save you money.

Long Term Care
Did you know that 4 out of 10 people over the age of 85 develop dementia? If you or someone in your family were in this situation, what would you do? Assuming that Medicare will take care of the costs might not be the best idea. Medicare will cover skilled […]

Consider Long Term Care

Charitable giving
“Carve your name on hearts, not tombstones. A legacy is etched into the minds of others and the stories they share about you.” —Shannon Adler A legacy is how people remember you. One great way to build your legacy is by giving back and helping others. If you had this […]

Leave Your Legacy with Charitable Giving

Saving for retirement is not something you have to worry about until you’re like 40, right? That should give you enough time! This statement is fore false than quotes found on the internet. So when should you start saving for retirement? Learn how and when to start, then act on […]

When Should You Start Saving for Retirement?

IBC
Student loans are on the rise faster than ever. Universities are charging more for education every year. College expenses compound quickly. For the class of 2018, 69% of college students took out a loan. The average student debt after graduation was about $29,800. These loans have become a huge financial […]

Pay Off Student Loans with the IBC

Why is having a final expense plan so important?
The effect of a life policy is often overlooked or seems like an unnecessary expense. This could occur when you have enough wealth to no longer need it, or your kids are grown. If you are a young person with a family that relies on you, a life policy could […]

The Effect of Life Insurance

What is an annuity and what are the benefits? There are many different forms of annuities that come in two separate packages called deferred and immediate. A deferred annuity means the money is invested for a period of time until it is withdrawn (annuitized). This option is popular when saving […]

What Is An Annuity- Family Life Insurance

Life Insurance Life insurance is a contract with an insurance company. There are many different types of life policies like whole life, term life or universal life. Premiums are paid to the insurance company and, in all but whole life, are exchanged for a lump sum payment. This lump sum […]

Whole Life vs. Investments

Credit card debt, student loans, personal loans, medical, etc. Debt is on the rise. It has become an increasing financial burden for many. Paying off debt can be very difficult and it doesn’t go away. Is there a good solution? If you have asked yourself this question, you’re not alone. […]

Pay Off Debt with Whole Life Insurance