Underwriting



an agent helping with underwriting life insurance during COVID-19
What has changed about underwriting life insurance during COVID-19? Almost everything about our lives has been affected by the COVID-19 pandemic, our businesses, our schools, and our favorite restaurants. Another thing that has changed is the underwriting process for life insurance, which varies by carrier. Transamerica One of the carriers […]

Underwriting Life Insurance During Covid-19


What is a conversion feature and why should I ensure my insurability? It is important to ensure that you are insurable for your future. You can lock in your insurability when you are young and healthy with an affordable term policy. You will need a policy with a conversion feature. […]

What is a conversion feature and why should I ensure ...





Insurability
Insurability in Life Insurance Completing a life insurance application requires many answers to many questions. First, we determine and assess the need for life insurance. Then, we begin the application. The application starts off with basic demographics. These include name, address, phone number, etc.  Then, comes the health, medical history, […]

Insurability in Life Insurance



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Life insurance is usually a low priority for a majority of families, dubbed either too confusing or unnecessary to rank higher on the totem pole. Little do they know that life insurance is important in ensuring the security of a family’s future. Since it is so important, we’ve written down […]

Top Five Questions Asked About Life Insurance Answered


While applying for life insurance, health factors into the process significantly. As such, it’s possible that a recent history of major medical issues may prevent consumers from getting life insurance. However, most severe health conditions have a look-back period of 2-5 years. In other words, consumers can still qualify despite […]

Pre-existing Medical Conditions Can Prevent You from Getting Life Insurance