Underwriting



an agent helping with underwriting life insurance during COVID-19
What has changed about underwriting life insurance during COVID-19? Almost everything about our lives has been affected by the COVID-19 pandemic, our businesses, our schools, and our favorite restaurants. Another thing that has changed is the underwriting process for life insurance, which varies by carrier. Transamerica One of the carriers […]

Underwriting Life Insurance During Covid-19


When you finally decide to purchase a life insurance policy chances are you will go through extensive life insurance underwriting. Compared to health insurance underwriting, Life insurance underwriting can make you feel like you’re being interrogated by the police. The process is very extensive going back many years for your […]

Life Insurance Underwriting: What you Should Expect Before Applying



What kind of Exams do I Need to Qualify for Life Insurance? Getting life insurance can be simple or, sometimes, it can be a complicated process. Part of that process is getting a physical exam done. Most life Insurance companies require some type of physical exam to be completed in […]

What Physical Exam Do I Need to Qualify for Life ...


What Can I Expect When Filling Out My Life Insurance Policy Applications can be stressful, however, being prepared is helpful. Here are some tips to help with a stress-free application process. Make sure you have all your information ready! Having your information ready can help relieve stress. That’s why you […]

Life Insurance Application: What to expect.


While applying for life insurance, health factors into the process significantly. As such, it’s possible that a recent history of major medical issues may prevent consumers from getting life insurance. However, most severe health conditions have a look-back period of 2-5 years. In other words, consumers can still qualify despite […]

Pre-existing Medical Conditions Can Prevent You from Getting Life Insurance