money

Are We Headed for the Next Recession? Before we can determine if we are headed towards a recession we first need to define what a recession is. A recession is “a period in the business cycle when economic activities are in a general decline, typically accompanied by elevated unemployment, falling […]

Are We Headed for the Next Recession?

 in life  tagged 2020 recession / Are we headed for the Next Recession? / corona virus / COVID-19 / How should I see the stock market? / Market / money / recession / stock market / trust the stock market / virus / What are experts saying? by
What is Robinhood? Robinhood is a stockbroker app that focuses on helping everyday individuals get into investing and better their personal finance. The app has taken hold of millions of people. To be exact the app has over 1 million downloads on the Apple store alone. They also have a […]

What is Robinhood?

 in life  tagged finance / How does Robinhood work? / how to make money / making money / Market / money / robinhood / So why Robinhood over traditional brokers? / stock / stock broker / stock market / stock trader / What is Robinhood? / Where can you learn about the Stock Market? by
How long will I live? When it comes to retirement plans, there is always one big question. How long will I live? Because we can’t know exactly how long we will live or how healthy we will be this makes the retirement planning tricky. So how do you plan for […]

How long will I live?

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Personal Finance and Consumer Debt When it comes to personal finance and consumer debt, most of us are guilty of overspending and not budgeting properly. Working on your debt and your finances should be a top priority. Most Americans have some type of consumer debt. Whether it’s student loan, credit […]

Personal Finance and Consumer Debt

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What is the ability-to-repay rule? “The ability-to-repay rule is the reasonable and good faith determination most mortgage lenders are required to make that you are able to pay back the loan,” states Consumer Finance Protection Bureau. The rule is important because it helps determine if you can afford to pay […]

What is the ability-to-repay rule?

 in life  tagged Ability to repay / finances / how to repay mortgage / money / mortgage / mortgage payments / payments / repay / What do I need to have to qualify for a loan under this rule? / What is the ability-to-repay rule? by
Personal Finances Having strong personal finances is extremely important. If you have a strong understanding of Personal Fiances and how they work you can have a strong and fruitful financial future. There are a lot of steps to have a strong and fruitful financial future. Here are some tips! Budgeting […]

Personal Finances

 in life  tagged budgeting / Don't get that $5 coffee / interest / money / Pay your essentials first / Personal Finances / Stay off Amazon!!!! / Try to save! by
What is a Qualified Mortgage? There are Qualified Mortgages and unqualified Mortgages. “A Qualified Mortgage is a category of loans that have certain, more stable features that help make it more likely that you’ll be able to afford your loan.” states the Consumer Financial Protection Bureau. A Qualified Mortgage is […]

What is a Qualified Mortgage?

 in life  tagged budget / buy / home owners / homes / money / mortgage / ownership / qualified / qualified mortgage / real estate / What is a Qualified Mortgage? by
What is Money? I’m sure everyone knows that money is the currency of a country. Whatever form, digital, physical or even gold and silver. Money seems to have this way with our society to where its glorified. But in school, you’re never really taught how you should spend and use […]

What is Money?

 in life  tagged consumer debt / consumers / debt / debt for consumers / how much debt is america in / How to get out of debt? / how we should treat money / how we treat money / money / society / what is money by
Investing in real estate Investing in real estate is one of those things that can make or break your bank. Making any type of bad investment can devastate your bank account. But real estate has the ability to do even more to your bank account and your net worth overall. […]

Investing in real estate

 in life  tagged business / estate / money / real / real estate / Should I invest in real estate? / What is Air BnB? / Why Buy Real Estate? / Why Flip it? / Why Real Estate? / Why Rent it Out? by
The Importance of Budgeting A budget can seem lame, boring and time-consuming. However, budgeting is one of the most important skills you can ever learn. Learning how to have a strong financial future is the best way to success. What is a budget? A budget is an estimate of expected […]

The Importance of a Budget

 in life  tagged budget / Emergency Funds / financial / fiscal / money / Money for savings / Retirement / Should I save money? / The Importance of Budgeting / What is a budget? by