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In the grand scheme of human history, where do mortgages fit in? — Mortgages, often seen as simple financial instruments, have woven intricate patterns into the fabric of human history. They are deeply entrenched in ancient civilizations, shaping communities, economies, and political landscapes. They’re far more than a method to acquire a house but also a reflection of societal evolution, economic ingenuity, and […]

Mortgages: Hype and History

September 20, 2023 in life tagged economics / education / mortgage by Jose Lerma

Blank Credit Card On A White Screen — How many credit cards are currently in your wallet? Is your relationship with your credit cards a positive one or a negative one? In short, credit cards can be a good thing if you are responsible and don’t see them as free money. They can help you flex your dollar […]

How To Handle Credit And Credit Cards

August 23, 2023 in life tagged Credit / debt / debt-free / economics by Vohny Figueroa

When depositors run for their money from the banks, a bank failure is often inevitable. — As we go about our daily lives, we often take for granted the stability of our banking system. However, throughout history, there have been instances where banks have failed, leading to devastating consequences for individuals, businesses, and entire economies. In this article, we’ll explore what a bank failure is, why […]

What is a Bank Failure?

April 5, 2023 in life tagged economics / Financial planning / goverment aid by Jose Lerma

On a big day for cryptocurrency in Texas, the Texas Department of Banking gave the green light for state banks to hold and manage crypto assets, last month. Banks will be allowed to offer both fiduciary and non-fiduciary services, including storing copies of keys to a digital wallet on behalf […]

Big Day for Cryptocurrency

June 19, 2021 in Health / life tagged economics / government / investing / money / Personal Finances by Jeffrey Cooperstein

While it is not back to its pre-pandemic numbers, air travel during the holidays is rising again as numbers surge over the holiday weekend. This past Sunday, more than 1.2 million people traveled by air, the most since March at the beginning of the COVID-19 Pandemic. Despite seeing record highs […]

Air Travel During the Holidays

January 6, 2021 in life tagged christmas / economics / holidays / public health / travel by Jeffrey Cooperstein

After congress initially agreed to a $900 billion stimulus package that would give Americans $600 each in upcoming stimulus checks, President Trump said in a video that he would not sign off on the bill unless the checks gave $2,000 to eligible Americans. This has put into question whether or […]

Upcoming Stimulus Checks

December 28, 2020 in life tagged disease / economics / government / government aid / public health by Jeffrey Cooperstein

South Texas sees increase in tourism The Anticipation of the SpaceX launch brings crowds to South Texas as people gather near the launch site in excitement for Elon Musk’s latest innovation. Isla Blanca Park expects to see an increase in spectators looking to catch a glimpse of the rocket completing […]

South Texas sees increase in tourism

December 7, 2020 in life tagged community / economics / future / technology / travel by Jeffrey Cooperstein

There is no doubt that the recent coronavirus pandemic came as a shock to most Americans, but some businesses were more prepared than others due to their pre-existing risk management procedures. — Just as policyholders purchase life insurance to protect their families from risk, successful companies often utilize risk management procedures to protect their assets in case of an emergency. There is no doubt that the recent coronavirus pandemic came as a shock to most Americans, but some businesses were more prepared […]

Risk Management Procedures Safeguard Businesses During Pandemic

September 19, 2020 in life / Medicare tagged business planning / economics / health risk / work life by Macee Hall

What is Hyperinflation Over the past few months, lawmakers and economists have worried about hyperinflation with the introduction of trillions of dollars into the United States economy. So what is hyperinflation and how does it work? “Hyperinflation is a term to describe rapid, excessive, and out-of-control general price increases in […]

What is Hyperinflation?

July 4, 2020 in life tagged economics / finances / government / government aid / United States of America by Jenny McCann

Elder Fiancial Fraud — Safeguard Senior Savings Against Financial Elder Abuse With a growing population of aging Americans, financial exploitation against seniors is becoming a widespread problem. The National Council on Aging estimates costs of elder financial abuse and fraud range from $2.9 billion to $36.5 billion annually. The rate of financial exploitation is extremely high […]

Safeguard Senior Savings Against Financial Elder Abuse

June 24, 2020 in life tagged economics / elderly / Savings / savings account by Jenny McCann