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benefits of life insurance

Young Couple Hugging outside of their new home. — Life insurance is one of the top misunderstood financial products — yet this insurance coverage is one of the most important tools for protecting your family’s financial future. Many people put off buying life insurance due to myths that are simply not true. Below, we break down the top misconceptions […]

Top Misconceptions About Life Insurance Coverage — Debunked

January 14, 2026 in life tagged benefits of life insurance / insurance coverage / life insurance by Keana Lujan

Pensive young woman at home looking away — Being single can be exciting. You get to learn about yourself, grow at your own pace, and enjoy the freedom of making choices that align with your goals. But being single also comes with responsibilities, especially when it comes to financial planning. At some point, you become more intentional about […]

Is Life Insurance Worth It if You’re Single?

November 26, 2025 in life tagged benefits of life insurance / budgeting / debt / retirement planning by Nora Vargas

Portrait of happy parents and kids lying on a rug — Life insurance isn’t just for after you’re gone; it can support you while you’re still living. When most people hear “life insurance,” they immediately think of a payout after death. But the right life insurance type can offer more than just a death benefit; it can help you build savings, […]

The Best Type of Life Insurance Based on Your Needs

August 6, 2025 in life tagged benefits of life insurance / cash value / term life insurance / whole life insurance by Nora Vargas

Photo by James Wheeler on Unsplash. We tend to think about life insurance as a rare-to-pull ripcord—a plan set in place for the worst of worst-case scenarios. But life insurance can do a lot more for you and your loved ones than you think! In this article, we’ll cover the […]

The Secret Benefits of Life Insurance

April 3, 2024 in life tagged #tips / benefits / benefits of life insurance / life insurance / Personal Finances by Cristin Dickey

In the forest, a father holds his daughter and reads her a book. — The best life insurance covers everything you need in your present and protects your future as well. If you are unfamiliar with life policies and their terms, let’s look at what you must know before purchasing a life insurance plan. What is it? At its core, life insurance offers a […]

What is the Best Life Insurance?

March 27, 2024 in life tagged benefits / benefits of life insurance / life insurance / permanent life insurance / term life insurance by Joey Hinojosa

Insurance riders can help you make the most of your coverage. — Do you know about insurance riders? Imagine stepping into a car dealership and only being able to choose the make and model of a vehicle, with no opportunity for upgrades or customization. You would miss out on added benefits like heated seats for those chilly winter mornings, a rearview camera […]

Insurance Riders

July 5, 2023 in life tagged benefits of life insurance / life insurance riders / long term care insurance / Personal Finances by Jose Lerma

An older couple sit on their couch and smile as they hold their grandchild. They can provide for their grandchild and other family members by educating themselves on the myths and misconceptions of life insurance. — On July 30, Life Happens, a nonprofit organization that encourages Americans to take personal financial responsibility by purchasing life insurance and related products, hosted a webinar for their pro members entitled “Improving Life Insurance Coverage for Black Americans – 5 Myths and Misconceptions.” Speakers Delvin Joyce and Kristen Hall Eskew […]

Insurance Myths and Misconceptions Webinar from Life Happens

August 15, 2020 in life tagged benefits of life insurance / life insurance / life insurance mistakes / life insurance myths / money by Macee Hall

Life Insurance for Children Life insurance for children is critical. Parents never want to think of something this tragic. However, it does not necessarily have to be something geared towards a tragedy. It could be something that is used to help pay for the child’s college. Pay for their first […]

Life Insurance for Children

March 11, 2020 in life tagged benefits of life insurance / child life insurance plans / life insurance / term life insurance / whole life insurance by Jenny McCann

buy-sell-agreement — What happens to your business if you die? What happens to your business if you die? If you own a business you may want to ask yourself this question. Owning a business can be one of the most rewarding experiences of your life. But it also includes a lot of […]

What happens to your business if you die?

January 8, 2020 in life tagged benefits / benefits of life insurance / Final Expense / life insurance by Jenny McCann

Life Insurance is powerful Someone’s life can end in the blink of an eye. Without cause, and without warning. Life Insurance is a necessary expense for any family. Watch this video below to help understand exactly what implications life Insurance has for you and your family. I know it’s not […]

How Life Insurance Affected This Family

November 9, 2019 in life tagged benefits of life insurance / life insurance / term life insurance / universal life insurance / whole life insurance by Jenny McCann