term life insurance


Family members are seen eating a meal together.
Younger people do not necessarily consider buying life insurance. It’s not something you usually think about when you are in your early 20s and starting a full-time job right out of college. What age should you buy life insurance? Are there benefits to purchasing a policy at a younger age? […]

When do I buy life insurance?


Couple looks stressed over denied life insurance application.
Getting Denied Isn’t The End Getting a life insurance policy is a serious financial decision made with the best intentions to provide for your family when you are no longer here. Have you been denied life insurance? It can be disappointing when your application is denied. It is important to […]

Denied Life Insurance? What Now?


term vs. whole life insurance
TERM VS. WHOLE LIFE INSURANCE As a new employee of Empower Brokerage, I am beginning to understand the overwhelming feeling that comes along with learning about insurance. There seems to be a million terms and concepts that accompany it. And just when you think you got those down, a million […]

Term vs. Whole Life Insurance



Empower financial risk spectrum
Life Insurance and The Financial Risk Spectrum The above graphic from AIG demonstrates a broad overview of a consumer’s financial risk spectrum over the course of their life. This is a great demonstration of how you can benefit with Term Life Insurance. Pre-Retirement Years As you can see on the […]

Life Insurance and The Financial Risk Spectrum


Mistakes to Avoid When Buying Term Life Insurance Are you a fan of Dave Ramsey? If you are, then you likely know he’s not a fan of cash value life insurance. To be more explicit, he hates cash value and does not recommend it. Instead, Dave Ramsey endorses term life […]

Mistakes to Avoid When Buying Term Life Insurance


Term Conversion
Term Conversion Situations Hi, my name is Enrique, and I am with Empower Brokerage. Today, I have a quick topic I want to share with you all. I am a life insurance specialist here at Empower Brokerage. I have a background in life insurance, as well as banking. For today’s […]

What You Need to Know about Term Conversion



Criss Crombie – the Life and Financial expert here at Empower Brokerage – shares the reasons why he believes everyone should consider getting a life insurance policy. Watch the videos below and you’ll also learn if term life or whole life insurance is best for you! What are some reasons […]

The Main Reason Why Life Insurance Is Important


Life and Financial Manager, Jerry Angel, explains when and why someone should get life insurance policy. Watch the video below! At what age should someone start looking for life insurance? It really depends on what their goals and needs are in order to determine what the purpose of the policy is. […]

When and Why You Should Get Life Insurance Policy