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Although life insurance medical exams may seem daunting, there are several tips and tricks applicants can utilize to ensure they get the best possible reading during these important assessments. — Medical exams can be intimidating, but they can be even more so when they will be used to determine a monthly life insurance premium. Although a life insurance medical exam may seem daunting, there are several tips and tricks applicants can utilize to ensure they get the best possible reading […]

Preparing for your Life Insurance Medical Exam

September 25, 2020 in Health / life tagged anxiety / life insurance / medical exam / physical health by Macee Hall

In the coming year, you may find you are no longer shielded by lead during an x-ray. Radiologists and medical physicists say the shielding tool may not be helping as we think. They claim it provides no benefit and “might even inadvertently expose people to higher radiation levels.” What is […]

X-Rays: No Longer Shielded By Lead

February 3, 2020 in life tagged hospitals / medical exam / technology by Jenny McCann

life insurance — Why do we need life insurance? Life Insurance Why do we need life insurance in the first place? Changing lifestyles have brought in new requirements and necessities. Do you have anyone dependent on your income? What if your income stops out of nowhere? Does your dependent have another source of […]

Why do we need life insurance?

December 16, 2019 in Health / life tagged life insurance / low-income / medical exam / physical health by Sara Awati

Insurability — Insurability in Life Insurance Completing a life insurance application requires many answers to many questions. First, we determine and assess the need for life insurance. Then, we begin the application. The application starts off with basic demographics. These include name, address, phone number, etc. Then, comes the health, medical history, […]

Insurability in Life Insurance

January 24, 2018 in life tagged hearth health / insurability / life insurance applications / medical exam / Underwriting by Jenny McCann

While applying for life insurance, health factors into the process significantly. As such, it’s possible that a recent history of major medical issues may prevent consumers from getting life insurance. However, most severe health conditions have a look-back period of 2-5 years. In other words, consumers can still qualify despite […]

Pre-existing Medical Conditions Can Prevent You from Getting Life Insurance

August 27, 2017 in life tagged medical exam / pre-existing conditions / Underwriting by Jenny McCann

Since one’s health and life connect inextricably, many are worried that their health (or previous health incidents/conditions) will disqualify them from getting life insurance. Many would prefer to avoid the medical exam that accompanies the application process altogether. In the video below, Criss Crombie, the life and financial expert, […]

Do Life Insurance Companies Require Medical Exams?

August 20, 2017 in life tagged Guaranteed Issue Life Insurance / health screening / medical exam by Jenny McCann