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life insurance family — Life insurance is a regular component of long-term financial planning. A lot of time is spent researching, selecting, and budgeting for the life insurance policies that will protect loved ones should a catastrophe occur. What makes that effort more daunting is that all families are vastly different. Life insurance policies […]

Understanding Riders: How to Customize Life Insurance for Family Needs

November 27, 2024 in life tagged Financial planning / insurance riders / life insurance / life insurance riders / Personal Finances by Cristin Dickey

Stack of coins representing steady and guaranteed financial growth over time with a fixed annuity. — When it comes to making money, it’s important to be rational. The same applies when it’s time to preserve that money and convert it into reliable income. When it comes to safeguarding your financial future, few financial tools offer the predictability and peace of mind that a fixed annuity provides. […]

What is a Fixed Annuity?

August 21, 2024 in life tagged annuities / Financial planning / Personal Finances / retirement planning / taxes by Jose Lerma

When tackling debt, there are unlimited ways you can go about it. Each one might receive promotion as the ideal method, but that truly depends on each individual and how they best interact with money. The snowball method is one of the more popular debt reduction methods. This strategy focuses […]

Crushing Debt with the Snowball Method

February 21, 2024 in life tagged budgeting / debt / Personal Finances / snowball method by Kayla Gonzalez

Man writing notes about his relationship with finances — How is your relationship with money? How is your relationship with money? Finances and money represent one of the principal concerns during our adult lives. Much of our effort and quality of life will depend on how we manage our finances while we work. During this time, we must plan for […]

How is your relationship with money?

August 3, 2022 in life tagged Financial planning / money management / Personal Finances / retirement planning by Jessimar Lopez

life insurance — Looking Into Life Policies – When Do I Need It? Life insurance has always been marketed as a way to provide financial protection for your family– implying you have a spouse and/or children– should you pass away. Therefore, it can be difficult to decide whether or not you need a […]

I’m Single, Do I Need Life Insurance?

January 20, 2022 in life tagged beneficiary / Financial planning / Funeral Plans / life insurance / Personal Finances by Kayla Gonzalez

good and bad debt — Most of us have been taught that we should always avoid debt. However, there are some forms of debt that can actually help us in the long run. Understanding the difference between good and bad debt is vital to making important financial decisions and bettering your chances of future stability. […]

Good and Bad Debt

August 18, 2021 in Health / life / Medicare / Uncategorized tagged debt / finances / Loans / money management / Personal Finances by Kayla Gonzalez

On a big day for cryptocurrency in Texas, the Texas Department of Banking gave the green light for state banks to hold and manage crypto assets, last month. Banks will be allowed to offer both fiduciary and non-fiduciary services, including storing copies of keys to a digital wallet on behalf […]

Big Day for Cryptocurrency

June 19, 2021 in Health / life tagged economics / government / investing / money / Personal Finances by Jeffrey Cooperstein

qualifying events — Qualifying Events When there are certain life changes, you are given an opportunity to make some adjustments to your health plan. These changes are considered qualifying events and they allow what is considered a special enrollment period, which is any time outside of the annual open enrollment period to make […]

Qualifying Events

March 25, 2021 in Health / life / Medicare tagged health insurance / illness / Personal Finances / special enrollment period by Kayla Gonzalez

switch health plan — Time to Make the Switch with Your Health Plan When we finally decide on a health plan, it is such a feeling of relief. However, you should not get too comfortable. Life changes, so when the next open enrollment period comes around, it is a good idea to take some […]

Time to Make the Switch With Your Health Plan

March 22, 2021 in Health / life / Medicare tagged health insurance / illness / income / Personal Finances by Kayla Gonzalez

During this time of new beginnings, make sure to assess whether your current life insurance policy meets your needs or if it’s time for a life insurance review. — It’s officially 2021! With one year ending and another one beginning, you may be reminiscing about the recent changes you have experienced and considering what additional changes are yet to come, like growing your family, buying a home, or changing your career! During this time of new beginnings, make sure […]

New Beginnings: Life Changes That Call for a Life Insurance ...

December 31, 2020 in life tagged finances / future / life insurance / Personal Finances / special enrollment period by Macee Hall