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Harness the power of compound interest. — Remember setting up your very own lemonade stand as a kid? Maybe it was gum or popsicles. My childhood was not about a lemonade stand – it was a chocolate bar bazaar. For me, selling chocolate bars, lollipops, and candy was not just satisfying cravings but reaping the sweet payday […]

Compound Interest and Exponential Gain

January 31, 2024 in life tagged finance / finances / financial / life insurance / money by Jose Lerma

$100 on a white background — I know what you’re thinking. $100 a week isn’t a whole lot! You are 100% correct! What if I told you it’s wacky challenges that push people to the limits of their finances? Some may have high-interest-rate savings accounts; some may have the envelope stuffing method, but the $100 method […]

Can You Complete The $100 Challenge?

January 24, 2024 in life tagged debt / finances / money / saving / savings account by Vohny Figueroa

A woman lovingly holds her child at the beach. — Did you know that when you purchase life insurance, you might be able to save on your taxes? Life insurance primarily functions as a safety net, but these policies might also give you tax advantages. Let us explore different life insurance options that allow practical coverage while keeping more dollars […]

Taxes and Life Insurance

January 17, 2024 in life tagged life insurance / tax savings / taxes by Joey Hinojosa

Life often presents us with crossroads, moments where the path ahead seems unclear. During these times, finding purpose can feel like an elusive quest. Yet, it is in these periods of uncertainty that we can redefine our direction and rediscover what truly matters to us. Recognizing Life’s Transitions Transitions in […]

Finding Purpose in Life’s Transitions

January 10, 2024 in life tagged balancing life demands / finding purpose / goal setting / life transition / support system by Aris Mercedes

an elderly couple looking at each other endearingly. — Discussing with your parents what you do when they pass is never a fun conversation, but it is critical to have that talk. Do you know what you are supposed to do with their assets? Who gets the house? How do you transfer ownership? Are you aware of the last […]

Are You Prepared For Your Parent’s Passing?

January 3, 2024 in life tagged #assets / #parents / #pass / #passing / #powerofattorney / life / will by Vohny Figueroa

State flags decoratively fly beside each other in front of Mount Rushmore. — You probably know your home state flag, or at least you would recognize it if you saw it. If you live anywhere in the nation long enough, you will see a state flag regularly outside schools, post offices, and other places around town. An intriguing history remains behind many state […]

5 Fascinating State Flags

December 27, 2023 in life tagged Alaska flag contest winner / Alaska state flag / Hawaii state flag / Is South Dakota the sunshine state? / Ohio state flag / Oregon state flag / South Dakota state flag / state flags / Swallow-tailed flag / USA state flags / What state flag has two sides? by Joey Hinojosa

Pen sits by yearly planner on white surface. — As the New Year approaches, it is the perfect time to reflect on our financial habits and set new goals. Among the resolutions commonly made, establishing a budget stands out as a crucial step toward achieving financial stability and freedom. Setting up a budget is not just a resolution. It is a […]

New Year’s Budget: Simple Steps For Big Savings

December 20, 2023 in life tagged creating a budget / How can I save money with a budget? / How do I analyze my spending patterns? / How do I create a budget? / New Year Budget by Audrey Herod

Minimalism isn’t just about having fewer things; it’s a philosophy that encourages us to find freedom and fulfillment beyond material possessions. In today’s fast-paced world, minimalism offers a way to declutter not just our homes but also our minds and lives. This approach is not about depriving ourselves but about […]

Minimalism Made Easy: A Beginner’s Guide to Simplifying Your Life

December 13, 2023 in life tagged decluttering / How can I begin decluttering my home? / Minimalism / simplifying life / What is minimalism? by Aris Mercedes

Woman Sleeping while grinding her teeth — Do you wake up with a tight jaw or even a sore mouth? Do you find yourself with crazy headaches and a lack of restful sleep? What if I told you that you may be grinding your teeth while you sleep? As strange as it may seem, it affects many […]

Do You Experience Teeth Grinding?

December 6, 2023 in life tagged #oralhealth / #sleephealth / #teeth / #teethgrinding / health / sleep by Vohny Figueroa

A person engages in a high-risk hobby, scuba diving, and photographs a tortoise. — Did you know that your hobbies can impact your ability to get life insurance or disability coverage? Some adventurous activities, enjoyed by many people, can lighten your wallet when you pay premiums. When you apply for life insurance, you go through an underwriting process to determine if you are a […]

High-Risk Hobbies and Life Insurance

November 29, 2023 in life tagged Can my hobbies disqualify me from life insurance? / hazardous activity affects insurance coverage / If I have high-risk hobbies can I still get insurance coverage? / life insurance / life insurance and high-risk hobbies by Joey Hinojosa