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The National Hurricane Center has recently upgraded Hurricane Harvey to a Category 3. Reports say Harvey will make landfall late Friday or early Saturday. The Gulf Coast of Texas faces the most danger. The Gulf Coast of Louisiana and Mississippi will experience the effects of the outer part of the […]

Hurricane Harvey: How You Can Help

August 29, 2017 in life tagged emergency / hurricane / weather by Jenny McCann

Naturally, no one wants to spend more money than they have to. As a result, people opt for cheaper life insurance plans. However, Criss Crombie, Life and Financial expert at Empower Brokerage suggests people consider some key factors while shopping for a life insurance policy before choosing the cheapest policy. […]

How Different Types of Life Insurance Affect Costs

August 29, 2017 in life tagged cost of life insurance / term life insurance / whole life insurance by Jenny McCann

Death is not something people like to think about, especially when we’re young. It seems so distant. Many people have the “It can never happen to me” mentality. But what if an accident happened unexpectedly? How long would your spouse be able to pay the mortgage on one income? Would […]

Reasons to Buy Life Insurance Before You Hit 30

August 28, 2017 in life tagged advantages of life insurance / benefits of life insurance / whole life insurance by Jenny McCann

While applying for life insurance, health factors into the process significantly. As such, it’s possible that a recent history of major medical issues may prevent consumers from getting life insurance. However, most severe health conditions have a look-back period of 2-5 years. In other words, consumers can still qualify despite […]

Pre-existing Medical Conditions Can Prevent You from Getting Life Insurance

August 27, 2017 in life tagged medical exam / pre-existing conditions / Underwriting by Jenny McCann

Worried your smoking habit may hinder your ability to qualify for life insurance? Criss Crombie, Life and Financial expert at Empower Brokerage, hears these questions often. Watch the video below to find out if smokers qualify for life insurance! Q: Can smokers get life insurance? A: It depends! It depends on what […]

Do Smokers Qualify for Life Insurance?

August 26, 2017 in life tagged health risk / life insurance applications / Smoking by Jenny McCann

A question frequently asked is, “Can a life insurance policy expire?” In some cases, yes. To explain, Criss Crombie, the Life and Financial expert, stresses the importance and need to review your life insurance policy regularly. Check out his video below to learn more! Know about the Different Types of […]

Reasons Why You Should Review Your Life Insurance Policy Today!

August 25, 2017 in life tagged buying life insurance / term life insurance / whole life insurance by Jenny McCann

Many consumers shopping for life insurance want to know if the monthly premium is tax-deductible. However, there is not a straight-forward answer that encompasses all situations. For instance, some people get their life insurance through their employer, whereas some get it individually. The answer varies for both circumstances. Watch the […]

Are Life Insurance Premiums Tax-Deductible?

August 24, 2017 in life tagged life insurance / premiums / taxes by Jenny McCann

What is the definition of long-term care? Long-term care is an umbrella term for support-based services intended to help individuals with certain impairments function normally and healthily in their homes and communities. You qualify for long-term care if you have trouble managing one of the following six essentials on your […]

Long-Term Care and You

August 23, 2017 in life tagged advantages of life insurance / insurance coverage / long term care insurance by Jenny McCann

4 Reasons, 1 Goal No one wants to leave their family unprepared. That’s where life insurance comes in. Getting life insurance today can protect your family’s financial future, especially if you are no longer around to support them financially. We will explore four significant factors life insurance policyholders often consider when making this critical […]

Four Reasons to Get a Life Insurance Policy Today!

August 21, 2017 in life tagged benefits of life insurance / insurance coverage / money management by Jenny McCann

Since one’s health and life connect inextricably, many are worried that their health (or previous health incidents/conditions) will disqualify them from getting life insurance. Many would prefer to avoid the medical exam that accompanies the application process altogether. In the video below, Criss Crombie, the life and financial expert, […]

Do Life Insurance Companies Require Medical Exams?

August 20, 2017 in life tagged Guaranteed Issue Life Insurance / health screening / medical exam by Jenny McCann