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Deciding how much life insurance you need can be tricky. Luckily, there are a few common approaches that you can use as a starting place. — Most people know that life insurance is an important financial investment; however, few are aware that their policies are lacking in the amount of coverage they need. Deciding on the right amount of coverage can be tricky. Many personal factors affect how much or what kind of coverage is needed. […]

How Much Life Insurance Do I Really Need?

September 23, 2020 in life tagged #assets / buying life insurance / Financial planning / life insurance / Personal Finances by Macee Hall

annuity for retirement — Recently, AIG released two great pieces of information titled Solutions For A Changing Market and Market Commentary. These discuss the recent changes in the equities market and how using an annuity for your retirement is a great way to protect yourself from the ups and downs of the market. Risk […]

Annuity For Retirement Could Protect From Changing Markets

September 21, 2020 in Health / life / Medicare tagged annuities / investing / money management / Personal Finances / Retirement by Jenny McCann

the importance of seeing a financial professional — Speaking to a financial professional can make navigating the financial landscape much easier through their important services. It is vital to recognize the importance of financial planning for the financial future of you and your family. Importance Of Financial Planning Planning your finances is crucially important to think about early […]

The Importance Of Consulting A Financial Professional

August 18, 2020 in life tagged budgeting / finances / Financial planning / Personal Finances / retirement planning by Jenny McCann

In recent years, alternative financial marketing has heavily promoted Indexed Universal Life (IUL) insurance, often leveraging phrases like “be your own bank” or framing the policies as tax-free retirement accounts. These narratives frequently capitalize on consumer anxiety surrounding market volatility and tax hikes, positioning the IUL as a hybrid vehicle […]

Using Indexed Universal Life Insurance to Maintain and Grow Wealth

August 17, 2020 in life tagged 401k / Financial planning / Personal Finances / Retirement / retirement planning by Jeffrey Cooperstein

401(k) Plan Contribution Deadline — The standard deadline for 401(k) plan contribution is December 31st, but it is never too early to start thinking about end-of-year 401(k) plan deadlines. While it is always good to start early, there are a few different plans that have deadlines that are significantly earlier than the December 31st traditional […]

401(k) Plan Contribution Deadline

August 16, 2020 in life tagged 401k / Financial planning / money management / Personal Finances / savings account by Jenny McCann

Apple launches Path to Apple Card Apple launched a path to the Apple Card program – designed to focus on helping individuals with previously declined applications qualify for the Apple card. This four-month program sends notifications to the user’s phone with suggestions once a month on how they can better […]

Apple Launches Path to Apple Card

July 5, 2020 in life tagged budgeting / finances / Financial planning / Personal Finances / technology by Jenny McCann

Perfect Insurance Agent — By StockPhotoPro from AdobeStockChoosing the right life insurance agent is a critical step in protecting your family’s financial future. While it’s common to focus on finding the lowest possible premium, the right agent can help you select coverage that truly fits your needs, not just your budget. A well-chosen policy, […]

Find the Perfect Insurance Agent

April 10, 2020 in Health / life / Medicare tagged buying life insurance / insurance agents / life insurance agent / Personal Finances by Sara Awati

What Is Robinhood? Robinhood is a stockbroker app that focuses on helping everyday individuals get into investing and better their personal finance. The app has taken hold of millions of people. To be exact, the app has over 1 million downloads on the Apple store alone. They also have a […]

What Is Robinhood?

April 4, 2020 in life tagged economics / education / investing / Personal Finances / technology by Jenny McCann

How to create your own will and testament Wills are an emotional thing to create. It’s often one of the hardest things some of us will have to do. However it’s just a part of life, it’s something that tells the world what you want to do with your property […]

How to create your own will and testament

March 16, 2020 in life tagged #assets / future / Personal Finances / will and testament by Jenny McCann

What is the ability-to-repay rule? “The ability-to-repay rule is the reasonable and good faith determination most mortgage lenders are required to make that you are able to pay back the loan,” states Consumer Finance Protection Bureau. The rule is important because it helps determine if you can afford to pay […]

What is the ability-to-repay rule?

January 19, 2020 in life tagged finances / money / mortgage / Personal Finances by Jenny McCann