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401k

Planning for your financial future is essential, and understanding the different retirement savings options available is key to securing your financial stability. The Individual Retirement Account (IRA) and the 401(k) plan are two popular retirement savings vehicles that offer tax advantages and cater to various financial needs and preferences. As […]

IRA and 401(k): At a Glance

May 3, 2023 in life tagged 401k / Financial planning / IRA / retirement planning by Jose Lerma

An annuity is an alternative to saving money. — In the wake of the financial crisis of 2008 and the global pandemic that has cut down our 401ks, the safety of an income stream that will guarantee payments look more and more attractive every day and the benefits of an annuity are hard to ignore. The term annuity refers to an […]

Benefits Of An Annuity

January 11, 2023 in life tagged 401k / annuities / retirement planning / taxes by Jose Lerma

Here, we have compiled a list of financial mistakes to avoid over age 40. — Money doesn’t grow on trees, and you’ve likely figured that out by the time you’re in your 40s. At this point, your decisions matter more than ever because they lay the groundwork for the decades ahead. It can be hard to know what to spend now and what to save […]

Financial Mistakes to Avoid Over Age 40

October 17, 2020 in Health / life / Medicare tagged 401k / debt / Financial planning / life insurance / retirement planning by Macee Hall

In recent years, alternative financial marketing has heavily promoted Indexed Universal Life (IUL) insurance, often leveraging phrases like “be your own bank” or framing the policies as tax-free retirement accounts. These narratives frequently capitalize on consumer anxiety surrounding market volatility and tax hikes, positioning the IUL as a hybrid vehicle […]

Using Indexed Universal Life Insurance to Maintain and Grow Wealth

August 17, 2020 in life tagged 401k / Financial planning / Personal Finances / Retirement / retirement planning by Jeffrey Cooperstein

401(k) Plan Contribution Deadline — The standard deadline for 401(k) plan contribution is December 31st, but it is never too early to start thinking about end-of-year 401(k) plan deadlines. While it is always good to start early, there are a few different plans that have deadlines that are significantly earlier than the December 31st traditional […]

401(k) Plan Contribution Deadline

August 16, 2020 in life tagged 401k / Financial planning / money management / Personal Finances / savings account by Jenny McCann

Often, people overlook how much life insurance can set you up for the future. The problem with a High Yield Savings account High Yield Savings account is good for one thing – people just starting to save or for short (very short) term investments. This savings means if you’re working […]

The problem with a High Yield Savings account

January 6, 2020 in life tagged 401k / cash value / Credit / debt by Jenny McCann

Saving for retirement is not something you have to worry about until you’re like 40, right? That should give you enough time! This statement is fore false than quotes found on the internet. So when should you start saving for retirement? Learn how and when to start, then act on […]

When Should You Start Saving for Retirement?

June 21, 2019 in life tagged 401k / annuities / Financial planning / retirement planning / Savings by Jenny McCann

Who Need Life Insurance — Life insurance may not be as tangible as a car or a house, but the numbers reveal a clear truth: millions of Americans aren’t signing up for life insurance–the intangible asset to protect their tangible assets–creating a protection gap they can’t afford to ignore, but are. According to the 2024 […]

Eight People Who Need Life Insurance the Most

July 27, 2018 in life tagged 401k / benefits of life insurance / buying life insurance / cost of life insurance by Jenny McCann