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Many people don’t know that life insurance can help you budget. Let’s see ways it can help you. Budget Examples and Considerations Before we look at some budget examples, let’s talk about money. These days, it seems that all we want to do is to spend money. But where does […]

Budget Examples and Considerations – For Individuals

December 16, 2019 in life tagged cash value / debt / fatigue / low-income by Jenny McCann

401(k) Plan Contribution Deadline — When should I start saving for retirement? We hear this question often. The simple answer is to start saving as early as possible. The sooner, the better. Here’s an example for illustration purposes. Let’s say the plan you and your agent set up calls for you to accumulate a certain […]

When should I start saving for Retirement?

December 14, 2019 in life tagged budgeting / cash value / debt / debt-free by Jenny McCann

Mutual Trust Increases Dividend Payouts for Assets 2020 What is a Dividend in Life Insurance? “The dividend is a portion of the insurance company’s profits that are paid to policyholders as if you were an investor or stockholder, these are included as your assets.” writes Frank Addessi. The short and simple is […]

Mutual Trust Increases Dividend Payouts for Assets 2020

November 28, 2019 in life tagged benefits / cash value / economics / finances by Jenny McCann

Empower financial risk spectrum — Life Insurance and The Financial Risk Spectrum The above graphic from AIG demonstrates a broad overview of a consumer’s financial risk spectrum over the course of their life. This is a great demonstration of how you can benefit with Term Life Insurance. Pre-Retirement Years As you can see on the […]

Life Insurance and The Financial Risk Spectrum

September 28, 2019 in life tagged cash value / life insurance / permanent life insurance / retirement planning / term life insurance by Jenny McCann

Should a college student have life insurance? The average college student, age 18-23, does not typically consider this question. The Post-Millennial Generation, often referred to as Gen Z, are within their prime, and are the future of what society can be. I believe that at such a young age the […]

Should a College Student Have Life Insurance? Why younger generations ...

September 27, 2019 in life tagged buying life insurance / cash value / Financial planning / life insurance / term life insurance by Admin

What is an annuity and what are the benefits? There are many different forms of annuities that come in two separate packages called deferred and immediate. A deferred annuity means the money is invested for a period of time until it is withdrawn (annuitized). This option is popular when saving […]

What Is An Annuity- Family Life Insurance

June 20, 2019 in life tagged annuities / benefits / buying life insurance / cash value / Retirement by Jenny McCann

ways to use a life insurance policy — 20 Different Ways to Use a Life Insurance Policy, Part 3 There are so many different ways to use a life insurance policy. That is why it is so important to determine the reason why you yourself want life insurance and what purpose it will serve for you and your […]

20 Different Ways to Use a Life Insurance Policy, Part ...

June 22, 2018 in life tagged beneficiary / cash value / long term care insurance / retirement planning by Jenny McCann

Ways to Use a Life Insurance Policy — 20 Different Ways to Use a Life Insurance Policy, Part 2 To better choose which life insurance policy is best for you, it is important to know why you need life insurance and how you want to use it! There are so many different ways to use a life insurance […]

20 Different Ways to Use a Life Insurance Policy, Part ...

June 15, 2018 in life tagged cash value / long term care insurance / premiums / retirement planning by Jenny McCann

life insurance policy — 20 Different Ways to Use a Life Insurance Policy, Part 1 Not only is shopping for life insurance overwhelming, but knowing how to use your policy can be equally overwhelming. Whether you choose a permanent or term life insurance policy, there are myriad ways to use either policy. Check out […]

20 Different Ways to Use a Life Insurance Policy, Part ...

June 13, 2018 in life tagged cash value / illness / long term care insurance by Jenny McCann

Underestimating Permanent Life Insurance — Why You Need to Stop Underestimating Permanent Life Insurance A recent survey conducted by Allianz revealed many consumers are underestimating permanent life insurance. The role of permanent life insurance is far larger than many people are aware of. Benefits of permanent life insurance are more numerous than the typical consumer […]

Why You Need to Stop Underestimating Permanent Life Insurance

April 20, 2018 in life tagged advantages of life insurance / benefits of life insurance / cash value / life insurance riders / permanent life insurance by Jenny McCann