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When tackling debt, there are unlimited ways you can go about it. Each one might receive promotion as the ideal method, but that truly depends on each individual and how they best interact with money. The snowball method is one of the more popular debt reduction methods. This strategy focuses […]

Crushing Debt with the Snowball Method

February 21, 2024 in life tagged budgeting / debt / Personal Finances / snowball method by Kayla Gonzalez

$100 on a white background — I know what you’re thinking. $100 a week isn’t a whole lot! You are 100% correct! What if I told you it’s wacky challenges that push people to the limits of their finances? Some may have high-interest-rate savings accounts; some may have the envelope stuffing method, but the $100 method […]

Can You Complete The $100 Challenge?

January 24, 2024 in life tagged debt / finances / money / saving / savings account by Vohny Figueroa

life insurance — Looking Into Life Policies – When Do I Need It? Life insurance has always been marketed as a way to provide financial protection for your family– implying you have a spouse and/or children– should you pass away. Therefore, it can be difficult to decide whether or not you need a […]

I’m Single, Do I Need Life Insurance?

January 20, 2022 in life tagged debt / do I need life insurance if I am single / funeral / life insurance / life insurance policy / no dependents / single by Kayla Gonzalez

good and bad debt — Most of us have been taught that we should always avoid debt. However, there are some forms of debt that can actually help us in the long run. Understanding the difference between good and bad debt is vital to making important financial decisions and bettering your chances of future stability. […]

Good and Bad Debt

August 18, 2021 in Health / life / Medicare / Uncategorized tagged bad debt / Business loans / Credit card / debt / finances / good debt / mortgage / student loans by Kayla Gonzalez

Here, we have compiled a list of financial mistakes to avoid over age 40. — Money doesn’t grow on trees, and you’ve likely figured that out by the time you’re in your 40s. At this point, your decisions matter more than ever because they lay the groundwork for the decades ahead. It can be hard to know what to spend now and what to save […]

Financial Mistakes to Avoid Over Age 40

October 17, 2020 in Health / life / Medicare tagged 401k / debt / Financial planning / life insurance / retirement planning by Macee Hall

Personal Finance and Consumer Debt When it comes to personal finance and consumer debt, most of us are guilty of overspending and not budgeting properly. Working on your debt and your finances should be a top priority. Most Americans have some type of consumer debt. Whether it’s student loan, credit […]

Personal Finance and Consumer Debt

March 14, 2020 in life tagged Credit / debt / Loans / money / mortgage by Jenny McCann

Should you save money or Pay off High-Interest credit card debt? The answer to this is simple. Any credit card debt that is higher than your savings interest rate needs to be paid off in full before you begin saving. Otherwise, all the money you have saved up and all […]

Save Money or Pay off credit card debt?

January 15, 2020 in life tagged Credit / debt / finances / money management / Savings by Jenny McCann

What is Money? I’m sure everyone knows that money is the currency of a country. Whatever form, digital, physical, or even gold and silver. Money seems to have this way with our society to where its glorified. But in school, you’re never really taught how you should spend and use […]

What is Money?

January 14, 2020 in life tagged debt / finances / money / money management by Jenny McCann

What is Credit and How Does it Work? Credit is defined as “the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.” from Oxford. These days credit is in the form of a lender, typically a […]

What is a Line of Credit and How Does it ...

January 13, 2020 in life tagged Credit / debt / Financial planning / money management by Jenny McCann

Often, people overlook how much life insurance can set you up for the future. The problem with a High Yield Savings account High Yield Savings account is good for one thing – people just starting to save or for short (very short) term investments. This savings means if you’re working […]

The problem with a High Yield Savings account

January 6, 2020 in life tagged 401k / cash value / Credit / debt by Jenny McCann