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A young man analyzes his finances at his computer. Photo by Storyblocks. — Life insurance is an essential expense. However, you can avoid overpaying for your life insurance if you take the time to run some numbers and put together a plan. Here’s our step-by-step guide to help you determine how much life insurance you (and by extension, everyone you care about) will […]

How To Figure Out How Much Life Insurance You Need

August 7, 2024 in life tagged death benefit / education / Financial planning / Funeral Plans / life insurance by Cristin Dickey

A husband and wife play with their children at home. — If you’ve never ventured into the world of life and annuity insurance, well, today is your day to explore this new avenue. There are many differences between life and annuity insurance. So, what are the specific distinctions of each type? What is an annuity? An annuity is an investment opportunity to […]

What is the Difference Between Life and Annuity Insurance?

July 17, 2024 in life tagged annuities / cash value / life insurance / universal life insurance / whole life insurance by Joey Hinojosa

Happy family in their home, how much life insurance? — Determining the right amount of life insurance is crucial for your financial planning and the security of your loved ones. This guide will explore aligning your life insurance coverage with your personal and family needs. What Life Insurance Can Do For You Provides Financial Security: Provides essential […]

How Much Life Insurance Do You Need?

May 22, 2024 in life tagged buying life insurance / cost of life insurance / Final Expense / life insurance / life insurance beneficiary by Aris Mercedes

There are many types of life insurance to protect you and your family. — Photo by Mikhail Nilov from Pexels Paint a picture of a future where your loved ones are financially secure, regardless of life’s uncertainties. What does that future look like? Does it have them in a new home or having to downgrade and move? Does it have them enjoying the fruits […]

Types of Life Insurance: A Comprehensive Guide

May 8, 2024 in life tagged life insurance / term life insurance / types of life insurance / whole life insurance by Jose Lerma

Photo by James Wheeler on Unsplash. We tend to think about life insurance as a rare-to-pull ripcord—a plan set in place for the worst of worst-case scenarios. But life insurance can do a lot more for you and your loved ones than you think! In this article, we’ll cover the […]

The Secret Benefits of Life Insurance

April 3, 2024 in life tagged benefits of life insurance / Financial planning / life insurance / retirement planning / will and testament by Cristin Dickey

Life insurance policies fall into two main types: term life and whole life. Whole life insurance is a permanent insurance policy. Once you pay for the policy, you have it for life. Term life, on the other hand, is temporary for a specific term. So, if you were to die during […]

Term Life Insurance: What Happens After?

March 13, 2024 in life tagged buying life insurance / life insurance / term life insurance by Kayla Gonzalez

A mom and dad sit and hug their son while sitting outside. — When you love someone, you want the best for them and desire to see them living well, safe, healthy, and happy. What if you were to pass away? How do you keep your family and loved ones enjoying these positive attributes? There must be provision to secure them from struggling […]

Love With Life Insurance

February 14, 2024 in life tagged family / life insurance / love by Joey Hinojosa

Harness the power of compound interest. — Remember setting up your very own lemonade stand as a kid? Maybe it was gum or popsicles. My childhood was not about a lemonade stand – it was a chocolate bar bazaar. For me, selling chocolate bars, lollipops, and candy was not just satisfying cravings but reaping the sweet payday […]

Compound Interest and Exponential Gain

January 31, 2024 in life tagged finance / finances / financial / life insurance / money by Jose Lerma

A woman lovingly holds her child at the beach. — Did you know that when you purchase life insurance, you might be able to save on your taxes? Life insurance primarily functions as a safety net, but these policies might also give you tax advantages. Let us explore different life insurance options that allow practical coverage while keeping more dollars […]

Taxes and Life Insurance

January 17, 2024 in life tagged life insurance / tax savings / taxes by Joey Hinojosa

A person engages in a high-risk hobby, scuba diving, and photographs a tortoise. — Did you know that your hobbies can impact your ability to get life insurance or disability coverage? Some adventurous activities, enjoyed by many people, can lighten your wallet when you pay premiums. When you apply for life insurance, you go through an underwriting process to determine if you are a […]

High-Risk Hobbies and Life Insurance

November 29, 2023 in life tagged Can my hobbies disqualify me from life insurance? / hazardous activity affects insurance coverage / If I have high-risk hobbies can I still get insurance coverage? / life insurance / life insurance and high-risk hobbies by Joey Hinojosa