life insurance

A person engages in a high-risk hobby, scuba diving, and photographs a tortoise.
Did you know that your hobbies can impact your ability to get life insurance or disability coverage? Some adventurous activities, enjoyed by many people, can lighten your wallet when you pay premiums. When you apply for life insurance, you go through an underwriting process to determine if you are a […]

High-Risk Hobbies and Life Insurance

 in life  tagged Can my hobbies disqualify me from life insurance? / hazardous activity affects insurance coverage / If I have high-risk hobbies can I still get insurance coverage? / life insurance / life insurance and high-risk hobbies by
A young family of four sits on a couch for a photo.
September is Life Insurance Awareness Month. Do you have a life insurance policy? Perhaps you have heard misconceptions about life insurance and are puzzled about what life insurance is and how it can protect you and your family. Life insurance is a contract between an insurance company and a policy owner. The […]

Life Insurance Awareness Month

 in life  tagged Do stay-at-home parents need life insurance? / Is group life insurance sufficient? / life insurance / life insurance awareness month / life insurance is too expensive / life insurance misconceptions / life insurance myths by
A young man and his advisor review life insurance policies.
For many Americans, having employer life insurance is a good benefit, especially if there is no other life insurance policy to their name. They can receive some form of comfort knowing that they have coverage in case the worst should happen. Employer-provided life insurance is group term life insurance that employers […]

Is Employer Life Insurance Enough?

 in life  tagged employee / employer life insurance / employer life insurance coverage / is my life insurance from work enough? / life insurance / term life insurance / work life insurance by
Locate the Life Insurance Policy Unfortunately, it’s common for individuals to pass away with a life insurance policy their loved ones knew nothing about. And sometimes, the policyholder will forget the life insurance exists if they paid it off long before passing away.  When that life insurance money goes unclaimed, it […]

Finding a Loved One’s Policy

 in life  tagged am I a beneficiary / beneficiary / death benefit / how do I find out if my loved one had life insurance / Insurance / life insurance / life insurance policy by
Old Asian couple smiling.
Everything Together When you’ve been with someone for so many years, it may seem like you have everything together. It could be children, houses, cars, bank accounts, or businesses, but how about life insurance? A joint life insurance policy is a practical option for married couples, domestic couples, and business partners. […]

What is Joint Life Insurance?

 in life / Medicare / Uncategorized  tagged beneficiary / death benefit / first-to-die life insurance / joint life insurance / life insurance / second-to-die life insurance / survivorship life insurance / what is joint life insurance / what is life insurance by
Couple looks stressed over denied life insurance application.
Getting Denied Isn’t The End Getting a life insurance policy is a serious financial decision made with the best intentions to provide for your family when you are no longer here. Have you been denied life insurance? It can be disappointing when your application is denied. It is important to […]

Denied Life Insurance? What Now?

 in life / Uncategorized  tagged appeal / denied life insurance application / insurance agent / life insurance / life insurance application / permanent life insurance / term life insurance / what do I do if my life insurance application is denied by
life insurance
Looking Into Life Policies – When Do I Need It?  Life insurance has always been marketed as a way to provide financial protection for your family– implying you have a spouse and/or children– should you pass away. Therefore, it can be difficult to decide whether or not you need a […]

I’m Single, Do I Need Life Insurance?

 in life  tagged debt / do I need life insurance if I am single / funeral / life insurance / life insurance policy / no dependents / single by
Life Insurance Awareness Month
Welcome the Season with Life Insurance Awareness Month September is Life Insurance Awareness Month, also known as LIAM! LIAM is a nationwide campaign that was coordinated by Life Happens in 2004. The campaign is meant to inform the public about the importance of obtaining the appropriate type and amount of […]

September is Life Insurance Awareness Month

 in Health / life / Medicare / Uncategorized  tagged LIAM / life happens / life insurance / life insurance awareness month / life insurance coverage / September by
life insurance claim
Why Your Life Insurance Claim Can Be Denied Life insurance is a plan put into place to ensure that your loved ones are taken care of when you are gone. It allows them financial stability to continue living as they were. The worst thing that can happen is that they […]

Why Your Life Insurance Claim Can Be Denied

 in Health / life  tagged can they deny a life insurance claim / denied life insurance claim / life insurance / life insurance claim / why life insurance claim is denied by