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term life insurance

Portrait of happy parents and kids lying on a rug — Life insurance isn’t just for after you’re gone; it can support you while you’re still living. When most people hear “life insurance,” they immediately think of a payout after death. But the right life insurance type can offer more than just a death benefit; it can help you build savings, […]

The Best Type of Life Insurance Based on Your Needs

August 6, 2025 in life tagged benefits of life insurance / cash value / term life insurance / whole life insurance by Nora Vargas

Term life insurance is a popular choice for individuals seeking a cost-effective way to provide financial protection for their loved ones. Unlike permanent life insurance, which offers lifelong coverage, term life insurance protects for a specified period. This article explores what term life insurance is, its benefits, and how it […]

What Is Term Life Insurance?

September 18, 2024 in life tagged personal wellness / short term disability / telehealth / term life insurance by Vohny Figueroa

There are many types of life insurance to protect you and your family. — Photo by Mikhail Nilov from Pexels Paint a picture of a future where your loved ones are financially secure, regardless of life’s uncertainties. What does that future look like? Does it have them in a new home or having to downgrade and move? Does it have them enjoying the fruits […]

Types of Life Insurance: A Comprehensive Guide

May 8, 2024 in life tagged joint life insurance / permanent life insurance / term life insurance / Univeral Life Insurance / whole life insurance by Jose Lerma

In the forest, a father holds his daughter and reads her a book. — The best life insurance covers everything you need in your present and protects your future as well. If you are unfamiliar with life policies and their terms, let’s look at what you must know before purchasing a life insurance plan. What is it? At its core, life insurance offers a […]

What is the Best Life Insurance?

March 27, 2024 in life tagged benefits / benefits of life insurance / life insurance / permanent life insurance / term life insurance by Joey Hinojosa

Life insurance policies fall into two main types: term life and whole life. Whole life insurance is a permanent insurance policy. Once you pay for the policy, you have it for life. Term life, on the other hand, is temporary for a specific term. So, if you were to die during […]

Term Life Insurance: What Happens After?

March 13, 2024 in life tagged Final Expense / Financial planning / life insurance / Personal Finances / term life insurance by Kayla Gonzalez

Family members are seen eating a meal together. — Younger people do not necessarily consider buying life insurance. It’s not something you usually think about when you are in your early 20s and starting a full-time job right out of college. What age should you buy life insurance? Are there benefits to purchasing a policy at a younger age? […]

When do I buy life insurance?

February 1, 2023 in life / Medicare tagged permanent life insurance / term life insurance / universal life insurance / whole life insurance by Joey Hinojosa

do i have too much life insurance — We all know that protection and preparation for unknown situations are critical, but what about having too much life insurance? A financial safety net to fall back on is significant to put into place for your family, but can the blanket be too big? Yes! It actually may be possible […]

What Is Too Much Life Insurance?

September 7, 2022 in life tagged Financial planning / permanent life insurance / term life insurance by Jose Lerma

A family smiles and hugs each other — The beginning of September marks the first day of Life Insurance Awareness Month. You may be familiar with life insurance, or perhaps you do not know anything about the topic. Let us examine why a person should consider purchasing a life insurance policy and understand the different kinds of life […]

Life Insurance Awareness Month

September 1, 2022 in life tagged Financial planning / life insurance / permanent insurance / permanent life insurance / term life insurance by Joey Hinojosa

term vs. whole life insurance — TERM VS. WHOLE LIFE INSURANCE As a new employee of Empower Brokerage, I am beginning to understand the overwhelming feeling that comes along with learning about insurance. There seems to be a million terms and concepts that accompany it. And just when you think you got those down, a million […]

Term vs. Whole Life Insurance

March 8, 2021 in Health / life tagged cash value / Savings / term life insurance / whole life insurance by Kayla Gonzalez

In planning your future, know your options regarding using life insurance for retirement. — Are you one of the millions of Americans planning for retirement? Most people think of life insurance as a safety net for their loved ones—a way to provide financial protection after they are gone. But did you know certain types of life insurance can also help you during retirement? With concerns […]

Using Life Insurance for Retirement

September 3, 2020 in life tagged life insurance / permanent life insurance / Retirement / term life insurance by Macee Hall