Investing in real estate is one of those things that can make or break your bank. Making a bad investment can devastate your bank account. But real estate can do even more to your bank account and net worth overall. Why Real Estate? […]
Often, people overlook how much life insurance can set you up for the future. The problem with a High Yield Savings account High Yield Savings account is good for one thing – people just starting to save or for short (very short) term investments. This savings means if you’re working […]
Life insurance still applies to Baby Boomers. What baby boomers need to know about Social Security After years of paying into the system, Baby Boomers are preparing to enroll or are now eligible to collect Social Security benefits. Starting the process of signing up for Social Security can be a […]
When you finally decide to purchase a life policy, you likely will undergo extensive underwriting. When compared to health insurance underwriting, life insurance underwriting may feel like police are interrogating you. The process goes back many years for your questioning. If a company flags you, they may still sell you […]
Life insurance can get expensive. That’s why it’s always important to budget for it. The Importance of Budgeting A budget can seem lame, boring, and time-consuming. However, budgeting is one of the most important skills you can ever learn. Learning to have a strong financial future is the best way […]
Having an insurance policy these days is crucial. Family Budget: What do you do with Money and Why? In a previous article, we broke down the monthly budget for a single person in a one-bedroom apartment. In this post, let’s look at a family budget. We are examining a family’s […]
Many people don’t know that life insurance can help you budget. Let’s see ways it can help you. Budget Examples and Considerations Before we look at some budget examples, let’s talk about money. These days, it seems that all we want to do is to spend money. But where does […]
Many people do not know that life insurance is a great way to lower your debt-to-income ratio. Let us take a look as to why that is. What is the debt-to-income ratio? What is the debt-to-income ratio? Debt to Income Ratio is the ratio that defines your net worth. Net […]
Why do we need life insurance? Life Insurance Why do we need life insurance in the first place? Changing lifestyles have brought in new requirements and necessities. Do you have anyone dependent on your income? What if your income stops out of nowhere? Does your dependent have another source of […]
Many people don’t realize that life insurance has many more purposes than you think. Let’s take a look at the student loan problem. How can I pay down my student loans? Student loans can be extreme, especially when college costs exist at an all-time high. More and more Americans are […]