Why You Need A Life Insurance Policy No one ever wants to think about dying, but we can live our lives much better once we know that we have a plan in place to take care of our loved ones when we are gone, and life insurance does just that. […]
Now that 2021 is officially here, it is time to review the past year and adopt new goals to help guide and grow your business and personal lives! An easy way to start is to set SMART goals! SMART stands for specific, measurable, actionable, realistic, and time-bound, and these goals […]
For their most recent bond sale, the Allstate Corporation chose to circumvent big banks and instead hire only banks owned by minorities, women, and veterans. This historic move is one of the largest corporate deals to ever be fully managed by diverse firms and is the first deal of this […]
Just as policyholders purchase life insurance to protect their families from risk, successful companies often utilize risk management procedures to protect their assets in case of an emergency. There is no doubt that the recent coronavirus pandemic came as a shock to most Americans, but some businesses were more prepared […]
As COVID-19 has ravaged the United States – as well as the rest of the world – many businesses were forced to shut down. As the world slowly begins to re-open, restaurants have been perhaps the most controversial business topic. Employing more than 15 million people, the foodservice industry closure […]
How to calculate startup costs for a business Calculating startup costs is an important task for your business plan, but it will also tell you how much your business is going to cost to run on a monthly basis. Making an accurate calculation, in the beginning, can also help when […]
Why you need a business plan A Business Plan is a great way to start with funding options. Most lenders and investors will require some type of business plan before they will consider funding your business venture. The technical definition of a business plan is “a document setting out a […]
Could the SBA get more funding for PPP and EIDL? On Thursday, April 16th, 2020 the SBA officially exhausted all PPP (Payroll Protectin Program) and EIDL (Economic injury disaster loans) funds. This means that the applications have officially been closed and there is no longer any more funding available in […]
U-Haul became the most recent company to enforce nicotine-free hiring. Now, these hiring policies are legal in 21 states, amid much backlash. Of course, some smokers are claiming U-Haul doesn’t have a reason for a smoke-free environment. Alaska Airlines was one of the first companies to enforce a nicotine-free workplace, […]
Life insurance for business loans Where can I get a Policy for business loans? There are many banks out there that require a life insurance policy for individuals that take out business loans, especially if they are the only person in the business. This helps to ensure the bank gets […]