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A husband and wife play with their children at home. — If you’ve never ventured into the world of life and annuity insurance, well, today is your day to explore this new avenue. There are many differences between life and annuity insurance. So, what are the specific distinctions of each type? What is an annuity? An annuity is an investment opportunity to […]

What is the Difference Between Life and Annuity Insurance?

July 17, 2024 in life tagged annuities / cash value / life insurance / universal life insurance / whole life insurance by Joey Hinojosa

buying life insurance — Tips for Buying Life Insurance for the First Time Does all the terminology and array of options make you nervous about purchasing your first life insurance policy? Not to worry; I am going to provide you with a valuable list of tips for buying life insurance for the first time. […]

Tips for Buying Life Insurance

March 9, 2021 in Health / life tagged buying life insurance / cash value / finances / life insurance by Kayla Gonzalez

term vs. whole life insurance — TERM VS. WHOLE LIFE INSURANCE As a new employee of Empower Brokerage, I am beginning to understand the overwhelming feeling that comes along with learning about insurance. There seems to be a million terms and concepts that accompany it. And just when you think you got those down, a million […]

Term vs. Whole Life Insurance

March 8, 2021 in Health / life tagged cash value / Savings / term life insurance / whole life insurance by Kayla Gonzalez

Insurance For Retirement — How To Use Life Insurance to Supplement Retirement Income Enrique Torres, Life and Financial Product Specialist at Empower Brokerage, shares how to use life insurance for retirement. Specifically, permanent life insurance and how it can complement your retirement planning. Most of us think of saving money for retirement in either […]

How To Use Life Insurance to Supplement Retirement Income

January 29, 2021 in life tagged cash value / Financial planning / permanent life insurance / retirement planning / whole life insurance by Jenny McCann

Life Happens Pro is introducing Insure Your love month for February. What better gift could you give your significant other for Valentine’s Day other than life insurance? Give you and your family the gift of financial and mental security in case the unthinkable happens. Giving the gift of life insurance […]

Insure Your Love

January 28, 2021 in life tagged cash value / Final Expense / Financial planning / life insurance / permanent life insurance by Jeffrey Cooperstein

Can you Add More Insurance to a Whole Life Policy without going through underwriting? There are a few reasons you may be interested in doing something like this. Let’s say you got the policy when you were 21. It’s a Whole Life Insurance Policy, and you recently started a family. […]

Can you Add More Insurance to a Whole Life Policy?

March 3, 2020 in life tagged cash value / life insurance / life insurance riders / Underwriting / whole life insurance by Jenny McCann

Why People In Their 20s’ Need Life Insurance People in their 20s and even 30s may not see much of a need for life insurance. However, it is something that can be used as a great tool. Whether saving for retirement or starting the process to become your own banker. […]

Why People In Their 20s Need Life Insurance

February 28, 2020 in life tagged cash value / cost of life insurance / life insurance / life insurance applications / mortgage by Jenny McCann

Is Life Insurance Taxable? Life insurance is complicated. Because of that, it might seem like tax could apply to life insurance policies too. However, it’s worth noting that the death benefit is not taxable. That is 100% tax-free regardless of how much it is, $10,000 to $10 Million. However, there […]

Is Life Insurance Taxable?

February 25, 2020 in life tagged cash value / death benefit / life insurance / taxes by Jenny McCann

Often, people overlook how much life insurance can set you up for the future. The problem with a High Yield Savings account High Yield Savings account is good for one thing – people just starting to save or for short (very short) term investments. This savings means if you’re working […]

The problem with a High Yield Savings account

January 6, 2020 in life tagged 401k / cash value / Credit / debt by Jenny McCann

Life insurance can get expensive. That’s why it’s always important to budget for it. The Importance of Budgeting A budget can seem lame, boring, and time-consuming. However, budgeting is one of the most important skills you can ever learn. Learning to have a strong financial future is the best way […]

The Importance of a Budget

December 18, 2019 in life tagged cash value / debt / investing / parenting by Jenny McCann